UTI Liquid Fund(DD-IDCW)

Ticker: mf14218
Decent 71/100

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Business Overview

UTI Liquid Fund (DD-IDCW) is a short-term debt mutual fund designed for investors seeking liquidity and stability. Ideal for conservative investors and those looking to park their surplus funds, this fund offers a safe avenue for wealth preservation while generating reasonable returns. Its focus on high-quality debt instruments ensures low risk, making it a preferred choice for risk-averse individuals and institutions alike.

  • Designed for short-term investments
  • Offers high liquidity and stability
  • Invests in high-quality debt instruments
  • Ideal for conservative and risk-averse investors
  • Provides reasonable returns on surplus funds

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Tax efficiency for investors
  • Diversification through liquid assets
  • Access to high-quality debt instruments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market liquidity risks
  • Credit risk from underlying securities
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(DD-IDCW) • Updated: 2025-10-01 07:46:53
  • 10
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Strong liquidity but moderate debt levels.
  • 9
    Governance
    High
    Promoter holding is stable with good disclosure practices.
  • 5
    Drivers
    Good
    Limited growth drivers and execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 71 / 100 • Decent
UTI Liquid Fund shows decent stability with moderate growth potential, but faces challenges in profitability and valuation compared to peers.