SBI FMP-53-1839D
Ticker: mf13440
Risky
48/100
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J
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N
Navi Nifty Midcap 150 Index Fund
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N
NJ Overnight Fund
While NJ Overnight Fund operates in a future-ready sector, its inconsistent growth and profitability metrics raise concerns. The valuation appears stretched, and governance issues could impact investor confidence.
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H
HDFC NIFTY100 Low Volatility 30 Index Fund
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U
UTI Income Plus Arbitrage Active FoF
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Tata Income Plus Arbitrage Active FOF
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Quant Commodities Fund
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Tata Nifty Capital Markets Index Fund
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B
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F
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S
SBI FMP-51-1846D
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
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U
Union Arbitrage Fund
The Union Arbitrage Fund presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
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Business Overview
SBI FMP-53-1839D is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund offers a structured investment approach, making it ideal for those looking to park their funds with minimal risk. It matters because it provides predictable returns, aligning with financial goals without market volatility. With SBI's trusted reputation, investors can feel secure in their choice.
- Designed for conservative investors
- Offers stable, predictable returns
- Minimizes market volatility
- Ideal for short to medium-term goals
- Backed by SBI's trusted reputation
Investment Thesis
SBI FMP-53-1839D presents a compelling investment opportunity due to its strong backing from the State Bank of India, a credible promoter group. The fund is poised to benefit from the rapid growth of digital services in India, coupled with attractive valuations compared to its peers, making it a sound choice for retail investors.
- Strong promoter group: Backed by the reputable State Bank of India.
- Growth in digital services: Positioned to capitalize on India's digital transformation.
- Attractive valuation: Competitive pricing relative to peer funds.
- Stable returns: Focused on fixed maturity, ensuring predictable income.
- Investor-friendly: Designed to cater to the needs of retail investors.
Opportunity vs Risk
Opportunities
- Stable interest income potential
- Diversification in fixed income portfolio
- Low credit risk exposure
- Tax benefits on long-term investments
Risks ⚠️
- Interest rate fluctuations
- Liquidity constraints on redemption
- Market volatility impact
- Regulatory changes affecting returns
Peer Perspective
SBI FMP-53-1839D trades at a discount compared to peers like HDFC FMP and ICICI FMP, reflecting lower growth expectations. A rerating could occur with improved margin stability and consistent asset quality.
📊 Stock Investment Checklist (100 Points)
SBI FMP-53-1839D • Updated: 2025-09-30 01:04:37
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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8ProfitabilityHighROE and ROCE are average, with cash flow not consistently outperforming net profit.
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9ValuationHighValuation metrics are in line with peers but do not indicate a strong buy.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is decent, but there are concerns about pledging.
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5DriversGoodLimited growth catalysts identified, with execution risks present.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.