SBI FMP-74-1243D
Ticker: mf13608
Risky
48/100
☆ Add to Watchlist
More Options
H
HDFC FMP-Sr 47-2638D-Feb 2023
The stock presents a decent investment opportunity but lacks strong growth drivers and has some governance concerns.
View details
T
Tata Nifty MidSmall Healthcare Index Fund
The fund shows decent potential with consistent growth, but faces challenges in valuation and execution risks.
View details
T
Tata Nifty G-Sec Dec 2029 Index Fund
The Tata Nifty G-Sec Dec 2029 Index Fund offers stable returns with low risk, suitable for conservative investors seeking safety over high growth.
View details
H
HDFC Retirement Savings Fund-Hybrid-Debt Plan
The fund shows potential but is hindered by inconsistent growth and profitability metrics, making it a risky investment.
View details
M
Mahindra Manulife Overnight Fund
The Mahindra Manulife Overnight Fund presents a risky investment profile with limited growth potential and some governance concerns.
View details
N
Nippon India Nifty Bank Index Fund
The Nippon India Nifty Bank Index Fund presents a decent investment opportunity with solid growth potential, but investors should be cautious of market volatility and sector-specific risks.
View details
H
HSBC Conservative Hybrid Fund
The fund shows decent stability but lacks strong growth drivers and has some valuation concerns.
View details
E
Edelweiss Nifty Smallcap 250 Index Fund
The fund exhibits several risks with limited growth potential and profitability concerns, making it a risky investment choice.
View details
A
Aditya Birla SL CRISIL IBX SDL Jun 2032 Index Fund
The fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.
View details
E
Edelweiss Nifty 100 Quality 30 Index Fund
The fund is positioned well with a focus on quality stocks, but some risks in execution and liquidity should be monitored.
View details
Q
Quantum Small Cap Fund
The Quantum Small Cap Fund shows potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
View details
A
Aditya Birla SL Long Duration Fund
The Aditya Birla SL Long Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of valuation and execution challenges.
View details
L
LIC MF Short Duration Fund
The LIC MF Short Duration Fund shows decent potential with stable growth and manageable risks, making it a reasonable investment option.
View details
E
Edelweiss Nifty Alpha Low Volatility 30 Index Fund
The fund shows decent potential with a focus on low volatility stocks, but some valuation concerns and execution risks should be monitored.
View details
B
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Sep 2027 Index Fund
The fund shows potential risks with limited growth and profitability metrics, making it a risky investment.
View details
I
Invesco India Credit Risk Fund
The fund shows potential but faces several challenges that could impact future performance.
View details
Business Overview
SBI FMP-74-1243D is a fixed maturity plan designed for conservative investors seeking stable returns over a specific period. This fund is ideal for individuals looking to park their money safely while earning predictable income. It matters because it offers a structured investment option with lower risks compared to traditional equity markets. With SBI's trusted reputation, investors can feel confident in their choice.
- Ideal for conservative investors
- Offers predictable income
- Lower risk compared to equities
- Managed by SBI's experienced team
- Structured investment for fixed duration
Investment Thesis
SBI FMP-74-1243D presents a compelling investment opportunity due to its strong promoter credibility, significant growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on India's evolving financial landscape, making it a prudent choice for retail investors seeking stable returns.
- Strong backing from State Bank of India, enhancing credibility.
- Robust growth trajectory in digital services, driving future profitability.
- Attractive valuation metrics compared to industry peers.
- Focus on fixed maturity plans aligns with conservative investment strategies.
- Potential for steady returns in a low-interest-rate environment.
Opportunity vs Risk
Opportunities
- Stable dividend payouts expected
- Growing retail investor interest
- Strong brand recognition
- Potential for market expansion
Risks ⚠️
- Economic downturn impact
- Regulatory changes affecting operations
- Interest rate fluctuations
- Market competition intensity
Peer Perspective
SBI FMP-74-1243D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
SBI FMP-74-1243D • Updated: 2025-09-29 15:39:43
-
10BusinessHighThe sector is stable but lacks significant growth drivers.
-
10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
-
8ProfitabilityHighROE and ROCE are below industry averages, indicating lower efficiency.
-
9ValuationHighValuation metrics are in line with peers but show limited upside.
-
7BalanceHighBalance sheet shows moderate leverage but adequate liquidity.
-
6GovernanceGoodPromoter holding is stable, but there are concerns about pledging.
-
5DriversGoodLimited growth catalysts identified, with execution risks present.
-
1TechnicalsLowTechnical indicators show weak momentum and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with limited growth prospects and inconsistent performance metrics.