SBI FMP-55-1849D
Ticker: mf13490
Risky
48/100
☆ Add to Watchlist
More Options
F
Franklin Asian Equity Fund
The Franklin Asian Equity Fund shows potential with decent growth and profitability metrics, but faces challenges in governance and market sentiment.
View details
I
ICICI Pru Nifty SDL Sep 2026 Index Fund
The fund shows potential for stable returns with moderate risks, making it a decent investment option.
View details
H
HDFC FMP-Sr 46-1406D-Aug 2022
The stock shows potential but is hindered by inconsistent growth and market sentiment. Caution is advised.
View details
U
UTI Nifty Midcap 150 Quality 50 Index Fund
The UTI Nifty Midcap 150 Quality 50 Index Fund shows decent potential with a focus on quality midcap stocks, though some risks remain.
View details
L
LIC MF Ultra Short Duration Fund
The LIC MF Ultra Short Duration Fund shows decent potential but faces challenges in profitability and valuation metrics.
View details
S
SBI FMP-58-1842D
The stock shows several weaknesses in growth and technicals, indicating a risky investment.
View details
A
Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF FoF
The ETF shows potential for stability but lacks strong growth and profitability metrics, making it a risky investment.
View details
S
SBI FMP-60-1878D
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
View details
K
Kotak FMP-300-1223D
The stock shows potential but has several areas of concern that need to be addressed for better performance.
View details
L
LIC MF Gold ETF FoF
LIC MF Gold ETF FoF presents a decent investment opportunity, primarily driven by the stability of gold as an asset class, but it faces challenges in growth and market conditions.
View details
K
Kotak NIFTY Midcap 150 Momentum 50 Index Fund
The Kotak NIFTY Midcap 150 Momentum 50 Index Fund shows decent potential for growth with manageable risks, but investors should be cautious of market volatility and individual stock performance.
View details
N
Navi Flexi Cap Fund
Navi Flexi Cap Fund shows a decent investment potential with solid growth prospects and manageable risks.
View details
A
Aditya Birla SL Global Emerging Opp Fund
The fund shows decent potential with a solid growth trajectory and manageable risks, but investors should remain cautious about execution challenges.
View details
A
Aditya Birla SL Intl. Equity Fund
The fund shows decent potential with a balanced approach to growth and profitability, but investors should remain cautious of execution risks.
View details
M
Motilal Oswal Nifty Capital Market Index Fund
The fund shows potential for moderate growth, but investors should be cautious of market volatility and execution risks.
View details
H
HSBC Gilt Fund
The HSBC Gilt Fund shows decent potential but faces several challenges that could impact future performance.
View details
Business Overview
SBI FMP-55-1849D is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for individuals looking to balance risk while aiming for predictable income. The fund invests primarily in debt and money market instruments, ensuring capital preservation and liquidity. With SBI's trusted reputation and a focus on long-term growth, this FMP is a strategic choice for those prioritizing financial security and steady returns.
- Ideal for conservative investors
- Focus on capital preservation
- Invests in debt and money market instruments
- Offers predictable income
- Backed by SBI's trusted reputation
- Strategic choice for long-term growth
Investment Thesis
SBI FMP-55-1849D presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is positioned well to capitalize on India's evolving financial landscape, making it a worthy addition to your portfolio.
- Strong backing from State Bank of India, enhancing trust and stability.
- Significant growth potential in digital services, catering to a tech-savvy population.
- Attractive valuation metrics compared to similar funds in the market.
- Focus on fixed maturity plans offers predictable returns for conservative investors.
- Alignment with India's financial inclusion goals, driving long-term growth.
Opportunity vs Risk
Opportunities
- Stable returns from fixed maturity plan
- Potential tax benefits for investors
- Low market volatility exposure
- Suitable for conservative investors
Risks ⚠️
- Limited liquidity in secondary market
- Interest rate fluctuations impact returns
- Inflation may erode real returns
- Credit risk from underlying securities
Peer Perspective
SBI FMP-55-1849D trades at a slight premium to peers like HDFC FMP and ICICI FMP, reflecting its stronger growth potential. A rerating could occur with sustained margin stability and improved asset quality.
📊 Stock Investment Checklist (100 Points)
SBI FMP-55-1849D • Updated: 2025-09-30 01:04:52
-
10BusinessHighThe sector is stable but lacks significant growth drivers.
-
10GrowthHighRevenue growth has been inconsistent with fluctuating profits.
-
10ProfitabilityHighROE and ROCE are moderate, with cash flow not consistently exceeding net profit.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity is a concern.
-
6GovernanceGoodPromoter holding is adequate, but there are some concerns regarding pledging.
-
5DriversGoodLimited growth catalysts and execution risks are present.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.