SBI FMP-43-1616D

Ticker: mf13691
Risky 48/100

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Business Overview

SBI FMP-43-1616D is a fixed maturity plan designed to provide investors with a stable investment avenue while aiming for reasonable returns. This product is ideal for conservative investors looking for predictable income over a specified period. It matters because it offers a low-risk alternative for wealth accumulation, especially in a fluctuating market. With SBI's trusted reputation, investors can feel secure in their choice.

  • Fixed maturity plan for predictable returns
  • Ideal for conservative investors
  • Low-risk investment option
  • Backed by SBI's trusted reputation
  • Helps in wealth accumulation
  • Suitable for a variety of financial goals

Investment Thesis

SBI FMP-43-1616D stands out due to its robust backing from the State Bank of India, ensuring credibility and trust. The fund's focus on digital services positions it well for growth in a rapidly evolving market. With attractive valuations compared to peers, this investment offers a compelling opportunity for retail investors seeking stability and growth.

  • Strong promoter group led by State Bank of India enhances credibility.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to industry peers.
  • Focus on fixed maturity plans aligns with conservative investment strategies.
  • Potential for steady returns amidst market volatility.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Low interest rate environment
  • Diversification in investment portfolio
  • Tax benefits on long-term investments
Risks ⚠️
  • Market volatility affecting returns
  • Liquidity risk on maturity
  • Interest rate fluctuations
  • Credit risk from underlying assets
📊 Stock Investment Checklist (100 Points)
SBI FMP-43-1616D • Updated: 2025-09-30 01:03:25
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility.
  • 9
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and inconsistent profitability, making it a risky investment.