SBI FMP-42-1857D

Ticker: mf13318
Decent 48/100

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Business Overview

SBI FMP-42-1857D is a fixed maturity plan that offers a secure investment avenue for conservative investors seeking stable returns. Designed for individuals looking to park their funds for a defined period, this product is ideal for those who prefer predictable outcomes over market volatility. It plays a crucial role in wealth preservation and steady income generation, making it a valuable addition to any investment portfolio.

  • Secure investment option for conservative investors
  • Defined maturity period for predictable returns
  • Ideal for wealth preservation
  • Minimizes exposure to market volatility
  • Suitable for risk-averse individuals

Investment Thesis

SBI FMP-42-1857D presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position it well for long-term gains, making it a favorable choice for retail investors.

  • Strong backing from State Bank of India, ensuring credibility and stability.
  • Robust growth trajectory in digital services, tapping into the evolving market.
  • Attractive valuation metrics compared to industry peers, enhancing investment appeal.
  • Focus on fixed maturity plans aligns with conservative investment strategies.
  • Potential for consistent returns amidst favorable economic conditions.

Opportunity vs Risk

Opportunities
  • Strong government backing
  • Growing retail investor interest
  • Potential for stable returns
  • Diversification in fixed income
  • Low correlation with equities
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk in underlying assets
  • Market volatility impact
  • Liquidity concerns
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
SBI FMP-42-1857D • Updated: 2025-09-29 15:39:06
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is stable.
  • 9
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows moderate potential but has several areas of concern that need to be addressed for better performance.