SBI FMP-34-3682D
Ticker: mf13943
Risky
48/100
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L
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M
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The fund has a decent outlook due to the growth potential in the healthcare sector, but investors should be cautious of execution risks and governance issues.
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B
Bandhan Nifty Midcap 150 Index Fund
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M
Motilal Oswal Nifty MidSmall IT and Telecom Index Fund
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K
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund
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B
Baroda BNP Paribas Banking and PSU Bond Fund
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K
Kotak Nifty Commodities Index Fund
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A
Aditya Birla SL FTP-TJ-1838D
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U
Union FMP-Sr 13
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
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P
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund
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A
Aditya Birla SL Retirement Fund-50
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E
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D
DSP Nifty Private Bank Index Fund
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B
Bajaj Finserv Equity Savings Fund
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A
Aditya Birla SL FTP-UB-1224D
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U
UTI BSE Housing Index Fund
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Business Overview
SBI FMP-34-3682D is a fixed maturity plan designed to provide investors with a stable investment option while aiming for predictable returns. Ideal for conservative investors looking for a low-risk avenue, this fund is managed by SBI Mutual Fund, a trusted name in the industry. It matters because it offers a disciplined investment approach, aligning with financial goals without market volatility. This plan is particularly suited for those seeking to invest for a fixed term with the assurance of capital protection.
- Managed by SBI Mutual Fund, a trusted institution
- Designed for conservative investors
- Offers predictable returns over a fixed term
- Capital protection with low market volatility
- Ideal for financial planning and goal achievement
Investment Thesis
SBI FMP-34-3682D presents a compelling investment opportunity due to its strong promoter backing, robust digital services growth, and attractive valuation compared to peers. The credibility of the SBI brand enhances investor confidence, while the expanding digital landscape positions the fund for future growth.
- Strong backing from the State Bank of India, ensuring credibility and stability.
- Significant growth potential in digital services, catering to evolving consumer preferences.
- Attractive valuation metrics compared to industry peers, offering potential for upside.
- Focus on fixed maturity plans aligns with conservative investment strategies.
- Robust risk management framework enhances investor security.
Opportunity vs Risk
Opportunities
- Stable returns over the tenure
- Potential for capital appreciation
- Tax benefits on fixed income
- Low correlation with equities
Risks ⚠️
- Interest rate fluctuations
- Liquidity concerns in FMPs
- Credit risk from underlying assets
- Market volatility impacts returns
📊 Stock Investment Checklist (100 Points)
SBI FMP-34-3682D • Updated: 2025-09-29 15:38:57
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10BusinessHighThe sector shows potential but lacks a strong moat.
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10GrowthHighRevenue growth has been inconsistent.
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8ProfitabilityHighROE and ROCE are below industry averages.
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9ValuationHighValuation metrics are slightly above peers.
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7BalanceHighDebt levels are manageable but liquidity is a concern.
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6GovernanceGoodPromoter holding is stable, but disclosures could improve.
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5DriversGoodLimited growth catalysts identified.
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1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks and lacks strong growth drivers, making it a risky investment.