Union FMP-Sr 13

Ticker: mf13952
Risky 48/100

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Business Overview

Union FMP-Sr 13 is a Fixed Maturity Plan designed to cater to conservative investors seeking stable returns over a defined period. This investment option is ideal for individuals looking to balance risk and reward while ensuring capital protection. With a focus on debt instruments, it provides predictable income and is suitable for those planning for short to medium-term financial goals. The fund's structured approach and professional management make it a reliable choice for wealth accumulation.

  • Designed for conservative investors
  • Focuses on stable, predictable returns
  • Ideal for short to medium-term goals
  • Managed by experienced professionals
  • Emphasizes capital protection
  • Balanced risk and reward approach

Opportunity vs Risk

Opportunities
  • Strong growth in retail sector
  • Expanding e-commerce presence
  • Diversification into new markets
  • Rising consumer spending
  • Innovative product offerings
Risks ⚠️
  • Intense market competition
  • Regulatory changes impact
  • Supply chain disruptions
  • Economic downturns
  • Fluctuating raw material costs
📊 Stock Investment Checklist (100 Points)
Union FMP-Sr 13 • Updated: 2025-09-29 15:55:35
  • 8
    Business
    High
    The sector is evolving with a focus on financial inclusion and digital transformation.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuations in profit margins.
  • 6
    Profitability
    Good
    ROE and ROCE are below industry averages, indicating potential inefficiencies.
  • 7
    Valuation
    High
    Valuation metrics are slightly above peers, suggesting overvaluation.
  • 5
    Balance
    Good
    Debt levels are manageable, but liquidity ratios are concerning.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns regarding disclosures.
  • 4
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 2
    Technicals
    Low
    Market sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.