Portfolio Alerts Watch List Cart

SBI Retirement Benefit Fund-Conservative Plan(IDCW)

Ticker: mf17058
Decent 71/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

U
Union Retirement Fund(IDCW)
Score 68/100 Decent
The Union Retirement Fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
View details
U
Union Money Market Fund(M-IDCW)
Score 48/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with profitability and governance.
View details
U
Union Money Market Fund(M-IDCW Reinvest)
Score 68/100 Decent
The fund shows decent stability and growth potential, but lacks significant competitive advantages.
View details
I
Invesco India Medium Duration Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential but faces challenges in consistency and growth drivers.
View details
I
Invesco India Medium Duration Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and profitability metrics, but caution is advised due to valuation concerns and execution risks.
View details
H
HSBC Dynamic Bond Fund(A-IDCW Payout)
Score 68/100 Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.
View details
H
HSBC Dynamic Bond Fund(M-IDCW Payout)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability metrics.
View details
H
HSBC Dynamic Bond Fund(A-IDCW)
Score 68/100 Decent
The fund shows decent potential but lacks strong growth drivers and has some risks associated with cash flow and governance.
View details
H
HSBC Dynamic Bond Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential but faces challenges in profitability and growth drivers.
View details
I
ITI Ultra Short Duration Fund(A-IDCW)
Score 68/100 Decent
The fund shows potential but faces challenges in growth consistency and profitability metrics. Caution is advised for new investors.
View details
I
ITI Ultra Short Duration Fund(M-IDCW)
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating a risky investment.
View details
I
ITI Ultra Short Duration Fund(DD-IDCW)
Score 48/100 Risky
The fund shows potential but carries significant risks due to inconsistent growth and profitability metrics.
View details
S
SBI FMP-76-1221D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and profitability concerns, making it a risky investment.
View details
I
Invesco India Banking and PSU Fund(M-IDCW)
Score 68/100 Decent
The fund shows potential in the banking and PSU sectors but faces challenges in profitability and valuation metrics.
View details
I
Invesco India Banking and PSU Fund(DD-IDCW)
Score 68/100 Decent
The fund operates in a stable sector with moderate growth potential, but faces challenges in consistency and valuation.
View details
E
Edelweiss Government Securities Fund(A-IDCW)
Score 48/100 Risky
The fund shows potential but is hindered by inconsistent growth and profitability metrics, making it a risky investment.
View details

Business Overview

The SBI Retirement Benefit Fund-Conservative Plan (IDCW) is a thoughtfully designed mutual fund aimed at individuals seeking a secure and stable investment avenue for their retirement. This plan is ideal for conservative investors who prioritize capital preservation while still aiming for reasonable growth. With a focus on low-risk debt instruments, it ensures steady returns over the long term, making it a reliable choice for retirement planning.

  • Designed for conservative investors
  • Focuses on capital preservation
  • Invests in low-risk debt instruments
  • Offers steady long-term returns
  • Supports secure retirement planning

Opportunity vs Risk

Opportunities
  • Stable returns in a low-risk environment
  • Tax benefits on investment
  • Growing demand for retirement funds
  • Diversification in conservative portfolio
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate changes impact yields
  • Limited growth potential
  • Inflation eroding purchasing power
📊 Stock Investment Checklist (100 Points)
SBI Retirement Benefit Fund-Conservative Plan(IDCW) • Updated: 2025-10-01 15:32:34
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a significant competitive edge.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth is inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but cash flow is not consistently strong.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 9
    Governance
    High
    Promoter holding is stable, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 71 / 100 • Decent
The fund shows decent potential but is hindered by inconsistent growth and valuation concerns.