Franklin India Dividend Yield Fund (IDCW) is designed for investors seeking regular income through dividends while maintaining capital appreciation. This fund primarily invests in high-dividend yielding stocks, making it ideal for conservative investors or those nearing retirement. It aims to provide a steady cash flow while minimizing risk exposure. With a strong management team and a disciplined investment approach, this fund is a reliable choice for wealth creation over the long term.

Focuses on high-dividend yielding stocks
Ideal for conservative and income-seeking investors
Offers potential for capital appreciation
Managed by experienced professionals
Aims for steady cash flow and reduced risk

Investment Thesis

Franklin India Dividend Yield Fund stands out due to its strong promoter credibility and robust track record. With the increasing adoption of digital services, the fund is well-positioned for growth. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking steady income and capital appreciation.

Strong backing from a reputable promoter group enhances investor confidence.
Significant growth potential in digital services supports future returns.
Attractive valuation metrics compared to industry peers provide a margin of safety.
Focus on dividend yield aligns with income-oriented investment strategies.
Proven track record of performance reinforces its reliability as a long-term investment.

Opportunity vs Risk

Opportunities

Consistent dividend payouts
Strong historical performance
Diversified equity exposure
Potential for capital appreciation
Tax benefits on dividends

Risks ⚠️

Market volatility impact
Interest rate fluctuations
Economic downturns
Management fees
Limited growth in mature sectors

Peer Perspective

Franklin India Dividend Yield Fund is currently trading at a discount compared to peers like HDFC Dividend Yield Fund and ICICI Prudential Dividend Yield Fund. A rerating could occur if it demonstrates consistent margin stability.

📊 Stock Investment Checklist (100 Points)

Franklin India Dividend Yield Fund(IDCW) • Updated: 2025-10-01 14:48:21

10

Business
High

The fund is focused on dividend-paying stocks, which are generally stable but may lack high growth potential.
10

Growth
High

The fund has shown consistent revenue growth, but profit growth has been moderate.
10

Profitability
High

ROE and ROCE are decent, but cash flow generation is average compared to net profit.
10

Valuation
High

Valuation metrics are in line with peers, indicating fair pricing.
8

Balance
High

The balance sheet is relatively strong with low debt levels.
7

Governance
High

Promoter holding is stable, but there are some concerns regarding disclosures.
6

Drivers
Good

Growth drivers are present, but execution risks remain due to market volatility.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 73 / 100 • Decent

The fund is a decent option for investors seeking stable dividend income, but growth potential is limited.