Equity Savings Fund

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Equity Savings Fund

The Equity Savings Fund is an ideal investment option for those looking to balance risk and return. This fund combines equity investments with fixed-income securities, making it a smart choice for Indian shoppers seeking stability and growth.

Key Highlights

  • Balanced Investment: Combines equity and debt for a diversified portfolio.
  • Risk Management: Lower volatility compared to pure equity funds.
  • Tax Benefits: Enjoy potential tax deductions under Section 80C.
  • Regular Income: Suitable for investors looking for steady returns.
  • Flexible Investment Horizon: Ideal for both short-term and long-term goals.
  • Professional Management: Managed by experienced fund managers for optimal performance.
  • Accessibility: Easy to invest with low minimum investment amounts.

Buying Tips

  • Assess Your Risk Appetite: Understand your risk tolerance before investing.
  • Check Fund Performance: Review historical performance and fund ratings.
  • Understand Fees: Be aware of management fees and other charges.
  • Consider SIPs: Systematic Investment Plans can help in averaging costs.
  • Review Regularly: Keep track of your investment and adjust as needed.

FAQs

Question: What is the minimum investment for an Equity Savings Fund?
Answer: The minimum investment can vary, but many funds allow you to start with as little as ₹500.

Question: How are returns taxed in an Equity Savings Fund?
Answer: Returns are subject to capital gains tax, with long-term gains taxed at 10% if held for more than one year.

Question: Can I withdraw my investment anytime?
Answer: Yes, you can redeem your units at any time, but be mindful of exit loads that may apply.

Ready to take the next step towards financial growth? Explore our range of Equity Savings Funds today and make your money work for you!