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SBI FMP-78-1170D(IDCW)

Ticker: mf17238
Decent 68/100

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D
DSP FMP 268-1281D(IDCW)
Score 68/100 Decent
The stock shows moderate potential but is hindered by inconsistent growth and average profitability metrics.
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T
Taurus Mid Cap Fund(IDCW)
No score
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T
Taurus Mid Cap Fund(IDCW Reinvest)
No score
..
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G
Groww Largecap Fund(H-IDCW)
Score 56/100 Decent
The Groww Largecap Fund shows decent potential with stable growth and profitability metrics, but caution is advised due to valuation concerns and market risks.
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G
Groww Largecap Fund(Q-IDCW)
Score 48/100 Decent
The Groww Largecap Fund shows potential with decent growth and profitability metrics, but there are some risks that need to be monitored.
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G
Groww Largecap Fund(M-IDCW)
Score 68/100 Decent
The Groww Largecap Fund shows promise with solid growth and profitability metrics, but some risks in governance and execution should be monitored.
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G
Groww Largecap Fund(IDCW)
Score 68/100 Decent
The Groww Largecap Fund shows decent potential with consistent growth and reasonable valuations, but faces risks in execution and governance that could impact performance.
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Q
Quantum Diversified Equity All Cap Active FOF(IDCW)
Score 68/100 Decent
The fund shows a decent potential for growth with a diversified approach, but investors should be cautious of execution risks and market volatility.
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M
Mirae Asset Gold ETF FoF(IDCW)
Score 70/100 Decent
Mirae Asset Gold ETF FoF(IDCW) presents a decent investment opportunity, supported by stable sector fundamentals and reasonable growth prospects.
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A
Axis NIFTY IT Index Fund(IDCW)
Score 66/100 Decent
The Axis NIFTY IT Index Fund shows decent potential for growth in a robust sector, but it faces challenges in valuation and governance that may affect long-term performance.
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Q
Quant Gilt Fund(IDCW)
Score 66/100 Decent
The fund shows decent fundamentals but lacks strong growth drivers and competitive advantages.
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C
Canara Rob Income Fund(Q-IDCW)
Score 68/100 Decent
The fund shows moderate potential but faces challenges in growth and profitability consistency.
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S
SBI FMP-50-1843D(IDCW)
Score 68/100 Decent
The stock shows potential but lacks strong growth drivers and has some risks associated with liquidity and execution.
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T
TRUSTMF Money Market Fund(M-IDCW)
Score 68/100 Decent
The fund shows decent potential for stable returns, but investors should be cautious of market volatility and execution risks.
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N
Navi Aggressive Hybrid Fund(H-IDCW)
Score 58/100 Decent
The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in market sentiment and governance disclosures.
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N
Navi Aggressive Hybrid Fund(A-IDCW Payout)
Score 66/100 Decent
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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Business Overview

SBI FMP-78-1170D (IDCW) is a fixed maturity plan that offers a structured investment option for conservative investors seeking stable returns. Designed for individuals looking to park their funds for a defined period, this scheme focuses on capital preservation while providing income through regular dividends. It is ideal for risk-averse investors who prefer predictable outcomes over market volatility.

  • Structured investment for stable returns
  • Focus on capital preservation
  • Ideal for conservative investors
  • Regular dividend payouts
  • Defined investment horizon
  • Managed by a trusted financial institution

Investment Thesis

SBI FMP-78-1170D(IDCW) presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it a prudent choice for retail investors seeking stability and growth.

  • Backed by State Bank of India, ensuring trust and reliability.
  • Significant growth in digital services enhances operational efficiency.
  • Attractive valuation offers a competitive edge over similar funds.
  • Focus on fixed maturity plans provides predictable returns.
  • Ideal for conservative investors looking for steady income.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plan
  • Potential for capital preservation
  • Tax benefits on long-term investments
  • Diversification in fixed income portfolio
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Liquidity concerns in market downturns
  • Regulatory changes affecting fixed income

Peer Perspective

SBI FMP-78-1170D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP, with its rerating hinging on consistent margin stability and improved growth metrics in the fixed maturity segment.
📊 Stock Investment Checklist (100 Points)
SBI FMP-78-1170D(IDCW) • Updated: 2025-10-01 07:09:34
  • 10
    Business
    High
    The sector is stable but lacks significant future-ready innovations.
  • 10
    Growth
    High
    Moderate revenue growth observed, but profit growth is inconsistent.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The stock shows decent fundamentals but lacks strong growth drivers and faces some risks.