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SBI FMP-72-1239D(IDCW)

Ticker: mf16702
Risky 48/100

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S
SBI FMP-61-1927D(IDCW)
Score 48/100 Risky
The stock presents several risks with limited growth potential and inconsistent financial performance.
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T
Tata Nifty India Tourism Index Fund(IDCW Payout)
Score 66/100 Decent
The fund shows potential for growth as the tourism sector recovers, but faces challenges in profitability and execution risks.
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T
Tata Nifty India Tourism Index Fund(IDCW)
Score 56/100 Decent
The fund has potential as the tourism sector recovers, but investors should be cautious of execution risks and market volatility.
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S
SBI BSE Sensex Index Fund(IDCW)
Score 48/100 Decent
The SBI BSE Sensex Index Fund presents a decent investment opportunity with stable growth potential, but investors should be cautious of execution risks and cash flow concerns.
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S
SBI BSE Sensex Index Fund(IDCW Payout)
Score 68/100 Decent
The SBI BSE Sensex Index Fund shows decent potential for investors looking for exposure to large-cap stocks in India, with a balanced risk-reward profile.
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B
Bank of India Multi Asset Allocation Fund(IDCW)
Score 48/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious.
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B
Bandhan Equity Savings Fund(Q-IDCW)
Score 70/100 Decent
The fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of execution challenges.
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B
Bandhan Equity Savings Fund(A-IDCW)Reinvest Exch
Score 48/100 Risky
The fund shows several weaknesses in growth and profitability metrics, indicating a risky investment.
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B
Bandhan Equity Savings Fund(A-IDCW)
Score 68/100 Decent
The fund shows potential but faces challenges in consistency and execution.
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B
Bandhan Equity Savings Fund(M-IDCW)
Score 66/100 Decent
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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U
UTI FTIF-XXXV-I(1260D)(Q-IDCW)
Score 62/100 Decent
The stock shows potential but faces significant challenges in growth and profitability metrics. Caution is advised.
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U
UTI FTIF-XXXV-I(1260D)(IDCW)
Score 66/100 Decent
The stock shows decent potential but has several risks that need to be monitored closely.
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U
UTI FTIF-XXXV-I(1260D)(A-IDCW)
Score 48/100 Decent
The stock shows potential but carries risks that need to be monitored closely.
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U
Union Value Fund(IDCW-Reinv)
Score 68/100 Decent
The Union Value Fund shows potential with a decent score, but there are areas of concern that need to be monitored closely.
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U
Union Value Fund(IDCW)
Score 68/100 Decent
Union Value Fund shows potential for growth with a decent score across various metrics, but investors should be cautious of execution risks and valuation concerns.
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H
HDFC FMP-Sr 46-1359D-Sep 2022(Q-IDCW)
Score 48/100 Decent
The stock presents a decent investment opportunity but with notable risks and limited growth potential.
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Business Overview

SBI FMP-72-1239D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This investment option is ideal for individuals looking to park their funds with minimal risk while enjoying the benefits of a debt-oriented scheme. It matters because it offers predictable income, making it suitable for financial planning and wealth preservation.

  • Designed for conservative investors
  • Offers stable, predictable returns
  • Ideal for financial planning
  • Minimizes investment risk
  • Managed by a trusted institution
  • Suitable for short to medium-term goals

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity
  • Potential tax benefits for investors
  • Low market volatility exposure
  • Growing demand for debt funds
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from underlying assets
  • Liquidity concerns in market downturns
  • Limited capital appreciation potential

Peer Perspective

SBI FMP-72-1239D trades at a slight premium compared to peers like HDFC FMP and ICICI FMP. A rerating could occur if margin stability improves, enhancing investor confidence in its long-term performance.
📊 Stock Investment Checklist (100 Points)
SBI FMP-72-1239D(IDCW) • Updated: 2025-10-01 07:08:54
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Revenue growth has been inconsistent over the past few years.
  • 9
    Profitability
    High
    ROE and ROCE are average, with OCF lagging behind net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers but not compelling.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is stable, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with limited growth potential and average financial health, making it a risky investment.