Aditya Birla SL Medium Term Plan(IDCW)

Ticker: mf15334
Decent 48/100

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Business Overview

The Aditya Birla SL Medium Term Plan (IDCW) is a well-structured mutual fund designed for investors seeking moderate growth with a balanced risk approach. Ideal for individuals looking to invest for a medium-term horizon, this plan aims to provide steady returns while maintaining capital safety. It focuses on a diversified portfolio that includes equities and fixed-income securities, making it suitable for both new and seasoned investors.

  • Designed for medium-term investors
  • Balanced risk with potential for growth
  • Diversified portfolio across asset classes
  • Managed by experienced professionals
  • Focus on capital safety and steady returns

Investment Thesis

Aditya Birla SL Medium Term Plan stands out due to its robust promoter backing, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong credibility from the Aditya Birla Group, a well-established player in the financial services sector.
  • Expanding digital services portfolio, tapping into the growing demand for tech-driven financial solutions.
  • Attractive valuation metrics compared to industry peers, offering potential for higher returns.
  • Focus on medium-term growth aligns with retail investors' objectives for steady income and capital appreciation.
  • Proven track record of fund management enhances investor confidence.

Peer Perspective

Aditya Birla SL Medium Term Plan trades at a slight premium to peers like HDFC Mutual Fund and ICICI Prudential. A sustained improvement in margin stability could trigger a rerating, enhancing its appeal to investors.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Medium Term Plan(IDCW) • Updated: 2025-10-01 01:10:25
  • 10
    Business
    High
    The sector is moderately future-ready with some competitive advantages.
  • 10
    Growth
    High
    Revenue and profit growth has been inconsistent over recent quarters.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable but OCF is lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Debt levels are manageable but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Growth drivers are limited with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows potential but carries moderate risks and inconsistencies in growth and profitability metrics.


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