SBI FMP-42-1857D(IDCW)
              Ticker: mf16490
            
          
              Risky
                              48/100
                          
      
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B
            Bandhan Nifty Alpha 50 Index Fund(IDCW Reinvest)
              
            
                          The fund has a decent score, indicating moderate potential but also notable risks. Investors should consider the mixed growth and profitability metrics before investing.
                      
          
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          B
            Bandhan Nifty Alpha 50 Index Fund(IDCW)
              
            
                          The fund shows a decent potential for growth with a balanced risk profile, but investors should remain cautious about execution risks.
                      
          
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          K
            Kotak Nifty 200 Momentum 30 Index Fund(IDCW)
              
            
                          The Kotak Nifty 200 Momentum 30 Index Fund presents a decent investment opportunity with a balanced risk-reward profile, particularly in sectors poised for growth.
                      
          
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          K
            Kotak Nifty 200 Momentum 30 Index Fund(IDCW Payout)
              
            
                          The Kotak Nifty 200 Momentum 30 Index Fund shows decent potential with a balanced approach to growth and profitability, though some execution risks remain.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(P-IDCW)
              
            
                          The fund shows moderate potential but is hindered by execution risks and valuation concerns.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(Q-IDCW)
              
            
                          The fund shows several weaknesses in growth, profitability, and market sentiment, making it a risky investment.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(A-IDCW)
              
            
                          The fund shows potential but faces several challenges that may hinder performance.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(H-IDCW)
              
            
                          The fund shows potential but faces challenges in profitability and market sentiment.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(P-IDCW Reinv)
              
            
                          The Bandhan Bond Fund shows decent potential but faces challenges in profitability and liquidity. Investors should be cautious.
                      
          
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          B
            Bandhan Bond Fund - Income Plan(A-IDCW Reinv)
              
            
                          The Bandhan Bond Fund - Income Plan shows moderate potential but is hindered by inconsistent growth and profitability metrics. Caution is advised for investors.
                      
          
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          H
            HDFC FMP-Sr 46-1861D-Mar 2022(IDCW)
              
            
                          The stock shows moderate potential but carries risks that may affect future performance.
                      
          
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          H
            HDFC FMP-Sr 46-1861D-Mar 2022(Q-IDCW)
              
            
                          The stock shows moderate potential but carries risks that may affect future performance.
                      
          
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          C
            Canara Rob Short Duration Fund(Q-IDCW)
              
            
                          The fund shows potential but is hindered by inconsistent growth and execution risks. Caution is advised.
                      
          
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          C
            Canara Rob Short Duration Fund(M-IDCW)
              
            
                          The fund shows potential for moderate returns, but investors should be cautious of volatility and execution risks.
                      
          
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          F
            Franklin India Arbitrage Fund(IDCW)
              
            
                          The fund shows potential but faces challenges in growth consistency and profitability metrics.
                      
          
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          A
            Axis Nifty Midcap 50 Index Fund(IDCW)
              
            
                          The Axis Nifty Midcap 50 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of volatility and execution risks.
                      
          
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          Business Overview
SBI FMP-42-1857D (IDCW) is a fixed maturity plan designed for conservative investors seeking stable returns over a specified period. This fund is ideal for individuals looking to invest in debt instruments with a defined tenure, ensuring capital preservation and predictable income. It matters because it offers a low-risk investment avenue in a volatile market, making it suitable for risk-averse investors.
- Targeted for conservative investors
- Offers fixed returns over a defined period
- Invests primarily in debt instruments
- Capital preservation focus
- Low-risk investment option
- Ideal for those seeking predictable income
Investment Thesis
SBI FMP-42-1857D(IDCW) stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund offers a compelling investment opportunity for retail investors seeking stability and growth in the fixed maturity space.
- Backed by State Bank of India, ensuring strong promoter credibility.
- Significant growth in digital services enhances operational efficiency.
- Attractive valuation compared to similar funds in the market.
- Focus on fixed income provides stability amidst market volatility.
- Ideal for conservative investors seeking steady returns.
Opportunity vs Risk
Opportunities 
- Stable income through regular dividends
- Potential for capital appreciation
- Strong brand presence in India
- Diversified investment portfolio
- Low interest rate environment
Risks ⚠️
- Market volatility affecting returns
- Regulatory changes impacting operations
- Credit risk from underlying assets
- Inflation eroding purchasing power
- Liquidity concerns in market downturns
📊 Stock Investment Checklist (100 Points)
          
            SBI FMP-42-1857D(IDCW)             • Updated: 2025-10-01 22:58:15          
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              10BusinessHighThe sector is stable but lacks significant growth drivers.
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              8GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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              10ProfitabilityHighROE and ROCE are decent, but OCF is lower than net profit.
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              9ValuationHighValuation metrics are slightly above peers, indicating overvaluation.
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              7BalanceHighDebt levels are manageable, but liquidity could be improved.
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              6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
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              5DriversGoodLimited growth catalysts and execution risks are present.
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              1TechnicalsLowWeak market sentiment and low liquidity.
Final Score & Verdict
            
              Score 48 / 100
               • Risky            
                          The stock presents several risks with limited growth potential and concerns over valuation and governance.
                      