UTI Liquid Fund(W-IDCW)

Ticker: mf14217
Decent 70/100

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Business Overview

UTI Liquid Fund (W-IDCW) is a short-term investment option designed for investors seeking stability and liquidity. Ideal for those looking to park their funds for a brief period while earning competitive returns, this fund invests primarily in money market instruments. It offers a safe haven for your savings, making it suitable for both individual and institutional investors. With a focus on capital preservation, it helps you meet short-term financial goals effectively.

  • Low-risk investment option
  • Ideal for short-term financial goals
  • High liquidity for easy access to funds
  • Invests in quality money market instruments
  • Suitable for both individual and institutional investors

Opportunity vs Risk

Opportunities
  • Stable returns in volatile markets
  • Liquidity for short-term needs
  • Tax efficiency on capital gains
  • Diversification in investment portfolio
  • Professional fund management
Risks ⚠️
  • Market fluctuations affect returns
  • Interest rate changes impact NAV
  • Credit risk from underlying securities
  • Inflation may erode real returns
  • Regulatory changes could impact fund
📊 Stock Investment Checklist (100 Points)
UTI Liquid Fund(W-IDCW) • Updated: 2025-10-01 22:29:10
  • 10
    Business
    High
    The liquid fund operates in a stable sector with a clear model but lacks a significant moat.
  • 10
    Growth
    High
    Consistent revenue and profit growth observed, though growth rates are moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is slightly lower than net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 8
    Balance
    High
    Debt levels are low, and liquidity is adequate, but reserves could be stronger.
  • 7
    Governance
    High
    Promoter holding is stable with no significant pledging, but disclosures could improve.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain a concern.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low momentum and liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The UTI Liquid Fund shows decent potential with stable growth and acceptable profitability metrics, but it faces challenges in execution and market sentiment.