Bandhan Ultra Short Duration Fund(P-IDCW)

Ticker: mf15047
Decent 68/100

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Business Overview

Bandhan Ultra Short Duration Fund (P-IDCW) is designed for investors seeking a stable income with lower risk. Ideal for conservative investors, this fund focuses on short-term debt instruments, ensuring liquidity while aiming for better returns than traditional savings options. It matters because it offers a balanced approach to wealth generation, catering to those who prefer safety without compromising on growth potential.

  • Targeted at conservative investors
  • Focuses on short-term debt instruments
  • Offers liquidity and stability
  • Aims for returns higher than savings accounts
  • Managed by experienced professionals
  • Suitable for financial goals in the near term

Investment Thesis

Bandhan Ultra Short Duration Fund (P-IDCW) stands out due to its strong promoter credibility, significant growth potential in digital services, and attractive valuations compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong backing from Bandhan Bank, enhancing credibility and trust.
  • Growing digital services sector, providing a robust growth runway.
  • Attractive valuation metrics compared to industry peers, offering potential upside.
  • Focus on short-duration investments minimizes interest rate risk.
  • Consistent performance track record, appealing to conservative investors.

Opportunity vs Risk

Opportunities
  • Stable returns in low-interest environment
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Strong management team
  • Growing demand for short-duration funds
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from bond issuers
  • Market volatility impacts returns
  • Liquidity concerns in certain market conditions
  • Regulatory changes affecting funds
📊 Stock Investment Checklist (100 Points)
Bandhan Ultra Short Duration Fund(P-IDCW) • Updated: 2025-10-01 02:26:04
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
  • 8
    Valuation
    High
    Valuation metrics are in line with peers, but slightly on the higher side.
  • 7
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns over pledging.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and valuation need to be monitored.