Bandhan Bond Fund - Short Term Plan(P-IDCW)

Ticker: mf14535
Decent 66/100

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Business Overview

The Bandhan Bond Fund - Short Term Plan (P-IDCW) is a debt mutual fund designed for investors seeking stable returns with lower risk. Ideal for conservative investors or those looking for a short-term investment horizon, this fund focuses on fixed-income securities, making it a reliable choice in volatile markets. It aims to provide capital preservation while generating consistent income through regular dividends.

  • Designed for conservative investors
  • Focuses on fixed-income securities
  • Offers stable returns with lower risk
  • Ideal for short-term investment horizons
  • Provides capital preservation and consistent income
  • Regular dividend payouts enhance liquidity

Investment Thesis

Bandhan Bond Fund - Short Term Plan (P-IDCW) stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuations compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth.

  • Strong promoter group with a proven track record in financial services.
  • Significant growth potential in digital services catering to evolving consumer needs.
  • Attractive valuations compared to industry peers, offering potential for upside.
  • Focus on short-term bonds aligns with risk-averse investor preferences.
  • Consistent performance history enhances investor confidence.

Peer Perspective

Bandhan Bond Fund - Short Term Plan trades at a slight premium compared to peers like HDFC Short Term Debt Fund and ICICI Prudential Short Term Fund. A rerating could occur with improved margin stability and consistent yield performance.
📊 Stock Investment Checklist (100 Points)
Bandhan Bond Fund - Short Term Plan(P-IDCW) • Updated: 2025-10-01 01:30:01
  • 10
    Business
    High
    The bond fund operates in a stable sector but lacks a significant competitive edge.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are average, with cash flow slightly below net profit.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth drivers identified, with execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 66 / 100 • Decent
The Bandhan Bond Fund - Short Term Plan shows decent potential but faces challenges in profitability and valuation metrics. Investors should weigh the risks against the moderate growth prospects.