Parag Parikh Liquid Fund(M-IDCW Payout)
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Business Overview
Parag Parikh Liquid Fund is a mutual fund designed for investors seeking to park their surplus funds while earning attractive returns. Ideal for risk-averse individuals and those looking for liquidity, this fund offers a safe and flexible investment option. With a focus on capital preservation and short-term gains, it is perfect for both individual and institutional investors. The M-IDCW option allows for regular payouts, making it suitable for those needing periodic income.
- Suitable for risk-averse investors
- Provides liquidity and capital preservation
- Ideal for short-term investment goals
- Regular income through M-IDCW payouts
- Managed by experienced fund managers
- Transparent and regulated investment vehicle
Investment Thesis
Parag Parikh Liquid Fund stands out due to its robust promoter credibility and a strong track record in fund management. The growth of digital services enhances its investment appeal, while attractive valuations compared to peers present a compelling opportunity for investors seeking stable returns.
- Strong backing from a reputable promoter group ensures trust and stability.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation metrics compared to industry peers enhance investment appeal.
- Consistent performance history builds confidence among retail investors.
- Focus on liquidity makes it a suitable choice for conservative investors.
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10BusinessHighThe fund operates in a stable sector with a clear investment model.
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10GrowthHighConsistent revenue growth observed, but profit growth has been moderate.
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10ProfitabilityHighROE and ROCE are healthy, but OCF is slightly below net profit.
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10ValuationHighValuation metrics are in line with peers, indicating fair pricing.
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8BalanceHighStrong balance sheet with low debt and adequate liquidity.
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7GovernanceHighGood promoter holding, but some concerns over disclosure practices.
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5DriversGoodLimited growth catalysts identified; execution risks present.
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3TechnicalsLowMarket sentiment is neutral with low liquidity.