LIC MF Low Duration Fund(DD-IDCW)

Ticker: mf15562
Decent 70/100

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Business Overview

LIC MF Low Duration Fund (DD-IDCW) is a well-structured mutual fund designed for investors seeking stable returns with moderate risk. Ideal for those looking to park their money for a short to medium duration, this fund focuses on debt instruments that provide liquidity and capital preservation. It aims to deliver consistent income while minimizing volatility, making it suitable for conservative investors and those wanting to diversify their portfolio.

  • Focuses on low-duration debt instruments
  • Ideal for short to medium-term investment
  • Offers liquidity and capital preservation
  • Aims for consistent income generation
  • Suitable for conservative and risk-averse investors

Opportunity vs Risk

Opportunities
  • Stable returns in low interest rate environment
  • Diversification for fixed income portfolio
  • Potential tax benefits on dividends
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from underlying securities
  • Market volatility affects fund performance
📊 Stock Investment Checklist (100 Points)
LIC MF Low Duration Fund(DD-IDCW) • Updated: 2025-10-01 03:48:35
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a strong competitive moat.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit growth is moderate.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable, but OCF is inconsistent compared to net profit.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks present.
  • 3
    Technicals
    Low
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 70 / 100 • Decent
The LIC MF Low Duration Fund shows decent potential but faces challenges in growth and governance.