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Union Gilt Fund(H-IDCW Payout)

Ticker: mf17182
Decent 68/100

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U
Union Gilt Fund(A-IDCW)
Score 70/100 Decent
The fund shows decent stability but lacks strong growth prospects and technical momentum.
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U
Union Gilt Fund(H-IDCW)
Score 68/100 Decent
The Union Gilt Fund shows moderate potential but faces challenges in growth and profitability metrics.
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M
Motilal Oswal Active Momentum Fund(IDCW)
Score 63/100 Decent
The fund shows potential for growth but comes with certain risks and inconsistencies that need to be monitored.
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S
SBI FMP-52-1848D(IDCW)
Score 48/100 Risky
The stock presents several risks with inconsistent growth and average profitability metrics, making it a risky investment at this time.
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M
Motilal Oswal Quant Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with consistent growth and profitability metrics, but some risks in execution and valuation metrics should be monitored.
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K
Kotak Nifty Smallcap 50 Index Fund(IDCW)
Score 66/100 Decent
The Kotak Nifty Smallcap 50 Index Fund shows decent potential with moderate risks, suitable for investors looking for smallcap exposure.
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K
Kotak Nifty Smallcap 50 Index Fund(IDCW Payout)
Score 56/100 Decent
The Kotak Nifty Smallcap 50 Index Fund has potential for growth but comes with significant risks and variability in performance.
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B
Bank of India Balanced Advantage Fund(IDCW)
Score 48/100 Decent
The Bank of India Balanced Advantage Fund shows potential but has several risks that could affect performance. Caution is advised.
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A
Axis Nifty Bank Index Fund(IDCW)
Score 68/100 Decent
The Axis Nifty Bank Index Fund shows decent potential with stable growth and profitability metrics, but faces challenges in governance and execution risks.
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T
Tata Floating Rate Fund(IDCW Payout)
Score 68/100 Decent
The Tata Floating Rate Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of valuation and execution challenges.
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T
Tata Floating Rate Fund(M-IDCW Payout)
Score 68/100 Decent
The Tata Floating Rate Fund shows decent potential but is not without its risks. Investors should be cautious and consider the overall market conditions.
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T
Tata Floating Rate Fund(Q-IDCW Payout)
Score 66/100 Decent
The Tata Floating Rate Fund shows decent potential but faces challenges in profitability and growth drivers. Caution is advised.
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T
Tata Floating Rate Fund(Q-IDCW)
Score 68/100 Decent
The Tata Floating Rate Fund shows potential for moderate returns, but investors should be cautious of execution risks and market conditions.
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T
Tata Floating Rate Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with moderate risks, but investors should be cautious of market sentiment and liquidity issues.
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T
Tata Floating Rate Fund(M-IDCW)
Score 70/100 Decent
The fund shows decent potential but faces challenges in growth and profitability metrics.
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G
Groww Short Duration Fund(FN-IDCW)
Score 48/100 Risky
The Groww Short Duration Fund presents several risks with inconsistent growth and moderate profitability metrics, making it a risky investment at this time.
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Business Overview

Union Gilt Fund (H-IDCW Payout) is a debt mutual fund focused on investing in government securities, making it a safe and reliable option for conservative investors. Ideal for risk-averse individuals seeking stable returns, this fund offers a regular income stream through its Income Distribution cum Capital Withdrawal (IDCW) feature. It matters because it provides a hedge against market volatility while ensuring capital preservation.

  • Invests primarily in government securities
  • Ideal for conservative, risk-averse investors
  • Offers regular income through IDCW payouts
  • Provides capital preservation and stability
  • Hedge against market fluctuations

Opportunity vs Risk

Opportunities
  • Stable income through regular payouts
  • Potential for capital appreciation
  • Diversification in fixed income
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from bond issuers
  • Market volatility affecting NAV
  • Liquidity constraints in redemption

Peer Perspective

Union Gilt Fund trades at a premium compared to peers like HDFC Gilt Fund and ICICI Gilt Fund. For a rerating, consistent margin stability and improved yield performance will be crucial.
📊 Stock Investment Checklist (100 Points)
Union Gilt Fund(H-IDCW Payout) • Updated: 2025-10-01 21:58:49
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Consistent revenue growth, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers.
  • 7
    Balance
    High
    Moderate debt levels, but liquidity is adequate.
  • 6
    Governance
    Good
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts identified.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows decent stability with moderate growth potential, but faces challenges in profitability and valuation compared to peers.