SBI Banking and PSU Fund(W-IDCW Payout)
Ticker: mf15071
Decent
68/100
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S
SBI Banking and PSU Fund(M-IDCW Payout)
The fund shows potential but is facing several challenges that may impact future performance.
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S
SBI Banking and PSU Fund(M-IDCW)
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.
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S
SBI Banking and PSU Fund(W-IDCW)
The SBI Banking and PSU Fund shows decent potential with some growth opportunities, but investors should be cautious of the risks involved.
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S
SBI Banking and PSU Fund(DD-IDCW)
The fund shows decent potential but is not without its risks. Investors should be cautious.
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T
Tata Multi Asset Allocation Fund(IDCW Payout)
The fund shows potential for moderate growth, but investors should be cautious due to fluctuating profitability and execution risks.
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T
Tata Multi Asset Allocation Fund(IDCW)
The Tata Multi Asset Allocation Fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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I
Invesco India Multicap Fund(IDCW)
The Invesco India Multicap Fund shows decent potential with a balanced approach to growth and profitability, but investors should be cautious of execution risks.
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E
Edelweiss Large & Mid Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.
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H
HDFC Banking & Financial Services Fund(IDCW)
The fund shows potential but faces challenges in profitability and valuation. Caution is advised.
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H
HDFC Banking & Financial Services Fund(IDCW Reinvest)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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P
Parag Parikh Liquid Fund(M-IDCW Payout)
The fund shows decent potential with stable growth and a solid balance sheet, but faces challenges in profitability and market sentiment.
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P
Parag Parikh Liquid Fund(M-IDCW)
The fund shows decent potential with stable growth and a solid balance sheet, but faces some execution risks and average profitability metrics.
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P
Parag Parikh Liquid Fund(W-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but some execution risks need to be monitored.
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P
Parag Parikh Liquid Fund(DD-IDCW)
The Parag Parikh Liquid Fund shows decent potential with stable growth and a solid business model, but faces challenges in profitability and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW Payout)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW Payout)
The Tata Aggressive Hybrid Fund shows a decent potential for growth with a balanced risk profile, though investors should remain cautious of execution risks.
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Business Overview
The SBI Banking and PSU Fund (W-IDCW Payout) is a mutual fund scheme designed for investors seeking stable returns through investments in banking and public sector undertakings. Ideal for conservative investors, this fund focuses on high-quality debt instruments, ensuring a lower risk profile. It matters because it offers a reliable option for those looking to diversify their portfolios while benefiting from the growth of India's banking and PSU sectors. With regular income payouts, it caters to both income and capital appreciation needs.
- Invests in high-quality banking and PSU securities
- Suitable for conservative investors
- Offers regular income through IDCW payouts
- Lower risk profile compared to equity funds
- Helps in portfolio diversification
- Managed by experienced professionals
Investment Thesis
SBI Banking and PSU Fund stands out due to its strong promoter credibility, leveraging the robust reputation of State Bank of India. The fund is well-positioned to capitalize on the growth of digital services in the banking sector, while its attractive valuation compared to peers presents a compelling investment opportunity for retail investors.
- Strong backing from State Bank of India, ensuring credibility and stability.
- Significant growth potential in digital banking services, catering to evolving consumer needs.
- Attractive valuation metrics compared to peer funds, offering better risk-adjusted returns.
- Focus on public sector undertakings, which are often more resilient in economic downturns.
- Consistent track record of performance, making it a reliable choice for long-term investors.
Opportunity vs Risk
Opportunities
- Strong government backing
- Diversified portfolio exposure
- Potential for steady dividends
- Growing financial sector
- Increasing retail investor interest
Risks ⚠️
- Market volatility impact
- Regulatory changes risk
- Interest rate fluctuations
- Economic downturn effects
- Credit risk in PSU bonds
📊 Stock Investment Checklist (100 Points)
SBI Banking and PSU Fund(W-IDCW Payout) • Updated: 2025-10-01 07:01:49
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10BusinessHighThe banking sector is essential and has a clear model, but competition is intense.
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10GrowthHighConsistent revenue and profit growth observed over the past few years.
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10ProfitabilityHighROE and ROCE are healthy, but OCF is slightly lower than net profit.
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8ValuationHighValuation metrics are in line with peers, but some concerns on P/E.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is strong, but there are some concerns regarding pledging.
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5DriversGoodGrowth drivers are present, but execution risks remain.
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5TechnicalsGoodMarket sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and governance aspects.