SBI Banking and PSU Fund(W-IDCW)
Ticker: mf15074
Decent
68/100
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S
SBI Banking and PSU Fund(DD-IDCW)
The fund shows decent potential but is not without its risks. Investors should be cautious.
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T
Tata Multi Asset Allocation Fund(IDCW Payout)
The fund shows potential for moderate growth, but investors should be cautious due to fluctuating profitability and execution risks.
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T
Tata Multi Asset Allocation Fund(IDCW)
The Tata Multi Asset Allocation Fund shows a decent potential for growth with manageable risks, making it a reasonable investment option.
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I
Invesco India Multicap Fund(IDCW)
The Invesco India Multicap Fund shows decent potential with a balanced approach to growth and profitability, but investors should be cautious of execution risks.
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E
Edelweiss Large & Mid Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.
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H
HDFC Banking & Financial Services Fund(IDCW)
The fund shows potential but faces challenges in profitability and valuation. Caution is advised.
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H
HDFC Banking & Financial Services Fund(IDCW Reinvest)
The fund shows potential for growth but faces challenges in profitability and valuation. Caution is advised.
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P
Parag Parikh Liquid Fund(M-IDCW Payout)
The fund shows decent potential with stable growth and a solid balance sheet, but faces challenges in profitability and market sentiment.
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P
Parag Parikh Liquid Fund(M-IDCW)
The fund shows decent potential with stable growth and a solid balance sheet, but faces some execution risks and average profitability metrics.
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P
Parag Parikh Liquid Fund(W-IDCW)
The fund shows decent potential with consistent growth and profitability metrics, but some execution risks need to be monitored.
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P
Parag Parikh Liquid Fund(DD-IDCW)
The Parag Parikh Liquid Fund shows decent potential with stable growth and a solid business model, but faces challenges in profitability and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW Payout)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and manageable risks, but investors should be cautious of valuation and execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW Payout)
The Tata Aggressive Hybrid Fund shows a decent potential for growth with a balanced risk profile, though investors should remain cautious of execution risks.
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T
Tata Aggressive Hybrid Fund(M-IDCW)
The Tata Aggressive Hybrid Fund shows decent potential with consistent growth and a strong business model, but faces some risks related to execution and market sentiment.
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T
Tata Aggressive Hybrid Fund(IDCW)
The Tata Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, but attention should be paid to execution risks and governance issues.
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H
HSBC Money Market Fund(W-IDCW)
The HSBC Money Market Fund shows decent potential with stable growth and profitability metrics, but some governance and execution risks should be monitored.
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Business Overview
The SBI Banking and PSU Fund (W-IDCW) is a mutual fund scheme focused on investing in the banking and public sector undertakings (PSUs) of India. Ideal for conservative investors seeking stable returns, this fund offers a blend of safety and growth potential. With a strong portfolio of government-backed entities, it aims to provide consistent income while minimizing risk. This fund is perfect for those looking to diversify their investments in a robust sector of the Indian economy.
- Focuses on banking and PSU sectors
- Ideal for conservative investors
- Offers stable and consistent returns
- Backed by government entities
- Helps in portfolio diversification
- Managed by SBI's expert team
Investment Thesis
SBI Banking and PSU Fund offers a compelling investment opportunity with strong backing from the State Bank of India, a trusted name in Indian banking. The fund is well-positioned to capitalize on the growth of digital services in the financial sector, while its attractive valuation compared to peers enhances its appeal for long-term investors.
- Strong promoter group: Backed by State Bank of India, ensuring credibility and stability.
- Digital services growth: Positioned to benefit from the rapid digital transformation in banking.
- Attractive valuation: Competitive pricing compared to peer funds enhances investment potential.
- Diversified portfolio: Focus on banking and PSU sectors mitigates risk and provides steady returns.
- Long-term growth: Aligns with India's economic growth trajectory and increasing financial inclusion.
Opportunity vs Risk
Opportunities
- Strong government backing
- Diversified portfolio exposure
- Potential for steady dividends
- Growth in banking sector
- Increasing financial inclusion
Risks ⚠️
- Market volatility impact
- Regulatory changes
- Interest rate fluctuations
- Credit risk in PSU loans
- Economic slowdown effects
📊 Stock Investment Checklist (100 Points)
SBI Banking and PSU Fund(W-IDCW) • Updated: 2025-10-01 07:02:03
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10BusinessHighThe banking sector is evolving with digital transformation, but competition is intense.
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10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
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10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
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8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
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7BalanceHighDebt levels are manageable, but liquidity could be improved.
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6GovernanceGoodPromoter holding is stable, but there are concerns about transparency.
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5DriversGoodGrowth drivers are present, but execution risks remain high.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The SBI Banking and PSU Fund shows decent potential with some growth opportunities, but investors should be cautious of the risks involved.