SBI Short Term Debt Fund(FN-IDCW)

Ticker: mf14342
Decent 70/100

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Business Overview

SBI Short Term Debt Fund (FN-IDCW) is a dynamic investment option designed for individuals seeking stable returns over a shorter time horizon. Ideal for conservative investors, this fund primarily invests in fixed-income securities, aiming to provide liquidity and capital preservation. With a strong track record and managed by SBI Mutual Fund, it stands out in the market for its reliability and professional management. This fund is perfect for those looking to park their money safely while earning attractive returns.

  • Designed for conservative investors
  • Focuses on fixed-income securities
  • Offers stability and liquidity
  • Managed by a trusted financial institution
  • Ideal for short-term investment goals

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Potential for capital appreciation
  • Diversification for fixed-income portfolio
  • Tax benefits on long-term investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Credit risk from bond issuers
  • Liquidity concerns in market downturns
  • Inflation erodes real returns

Peer Perspective

SBI Short Term Debt Fund trades at a slight premium compared to peers like HDFC Short Term Fund and ICICI Short Term Fund. A rerating could occur with sustained margin stability and improved credit quality.
📊 Stock Investment Checklist (100 Points)
SBI Short Term Debt Fund(FN-IDCW) • Updated: 2025-10-01 15:33:35
  • 10
    Business
    High
    The sector is stable but lacks significant growth drivers.
  • 10
    Growth
    High
    Moderate revenue growth observed in recent quarters.
  • 10
    Profitability
    High
    ROE and ROCE are acceptable but not exceptional.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers.
  • 8
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 7
    Governance
    High
    Promoter holding is stable, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Limited catalysts for growth identified.
  • 3
    Technicals
    Low
    Weak momentum and liquidity issues noted.
Final Score & Verdict
Score 70 / 100 • Decent
The SBI Short Term Debt Fund shows decent stability with moderate growth potential, but lacks strong catalysts for significant upside.