HSBC Overnight Fund(M-IDCW Payout)

Ticker: mf15197
Decent 75/100

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Business Overview

The HSBC Overnight Fund (M-IDCW Payout) is a low-risk mutual fund designed for conservative investors seeking short-term investment options. It primarily invests in overnight securities, making it ideal for those wanting to park their funds safely while earning modest returns. This fund is suitable for individuals looking to manage liquidity efficiently without compromising on safety.

  • Low-risk investment option for conservative investors
  • Focuses on overnight securities for safety
  • Ideal for short-term parking of funds
  • Offers liquidity with modest returns
  • Managed by a trusted global financial institution
  • Suitable for both individual and institutional investors

Investment Thesis

HSBC Overnight Fund stands out due to its strong promoter credibility and robust digital service growth potential. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking stability and growth in their portfolios.

  • Backed by HSBC, a globally recognized and trusted financial institution.
  • Significant growth in digital services enhances accessibility and convenience for investors.
  • Current valuations are appealing when compared to similar funds in the market.
  • Focus on liquidity and short-term investments aligns with current market trends.
  • Potential for steady returns makes it suitable for conservative investors.

Opportunity vs Risk

Opportunities
  • Stable dividend payouts
  • Diversified investment portfolio
  • Strong global presence
  • Potential for capital appreciation
Risks ⚠️
  • Market volatility impacts returns
  • Interest rate fluctuations
  • Regulatory changes
  • Currency exchange risks

Peer Perspective

HSBC Overnight Fund trades at a slight premium compared to peers like ICICI Prudential Overnight Fund and SBI Overnight Fund. A rerating could occur with improved margin stability and consistent growth in AUM.
📊 Stock Investment Checklist (100 Points)
HSBC Overnight Fund(M-IDCW Payout) • Updated: 2025-10-01 03:08:50
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a significant competitive edge.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, with cash flow being stable.
  • 10
    Valuation
    High
    Valuation metrics are in line with peers, indicating fair pricing.
  • 8
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 7
    Governance
    High
    Promoter holding is decent, but there are some concerns over disclosures.
  • 8
    Drivers
    High
    Growth drivers are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 75 / 100 • Decent
The HSBC Overnight Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of profitability pressures and governance concerns.