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Aditya Birla SL Retirement Fund-50 Plus-Debt Plan(IDCW-Reinv)

Ticker: mf17782
Risky 48/100

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A
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan(IDCW)
Score 48/100 Decent
The fund shows decent potential with stable growth prospects, but caution is advised due to moderate profitability and limited growth drivers.
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A
Aditya Birla SL Conservative Hybrid Active FOF(IDCW)
Score 66/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious of execution risks.
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A
Aditya Birla SL Conservative Hybrid Active FOF(IDCW Payout)
Score 72/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management, but investors should remain cautious of execution risks.
View details
G
Groww Silver ETF FOF(IDCW)
Score 63/100 Decent
The Groww Silver ETF FOF presents a decent investment opportunity in a growing sector, but investors should be cautious of profitability and execution risks.
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M
Mirae Asset Nifty India New Age Consumption ETF FoF(IDCW)
Score 66/100 Decent
The ETF has a decent score reflecting potential in the new-age consumption sector, but caution is advised due to valuation concerns and execution risks.
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M
Mirae Asset Multi Factor Passive FOF(IDCW)
Score 48/100 Decent
The Mirae Asset Multi Factor Passive FOF shows potential but carries certain risks that need to be monitored closely.
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N
Nippon India Inv-Qrtly-II(IDCW)
Score 72/100 Decent
The stock has a decent outlook with some growth potential, but investors should be cautious of profitability pressures and execution risks.
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I
ICICI Pru CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund(A-IDCW)
Score 48/100 Decent
The fund shows moderate potential but lacks strong growth drivers and faces valuation concerns.
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I
ICICI Pru Nifty Top 15 Equal Weight Index Fund(IDCW)
Score 73/100 Decent
The fund shows a decent potential for growth with a balanced risk profile, making it a reasonable investment option.
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I
ICICI Pru Nifty Top 15 Equal Weight Index Fund(IDCW Payout)
Score 70/100 Decent
The fund shows a decent score with strong fundamentals and growth potential, making it a reasonable investment option.
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S
Sundaram LT Tax Adv Fund-Sr II-(IDCW)
Score 66/100 Decent
The fund shows decent potential with consistent growth and a solid business model, though some risks and valuation concerns exist.
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G
Groww Nifty 50 Index Fund(IDCW)
Score 48/100 Decent
The Groww Nifty 50 Index Fund shows decent potential for investors looking for exposure to large-cap equities, but caution is advised due to market risks.
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K
Kotak Nifty 200 Quality 30 Index Fund(IDCW)
Score 68/100 Decent
The Kotak Nifty 200 Quality 30 Index Fund presents a decent investment opportunity with a focus on quality companies, though some execution risks remain.
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K
Kotak Nifty 200 Quality 30 Index Fund(IDCW Payout)
Score 68/100 Decent
The Kotak Nifty 200 Quality 30 Index Fund shows decent potential with a focus on quality stocks, but there are some risks and concerns that investors should be aware of.
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K
Kotak BSE Sensex Index Fund(IDCW)
Score 72/100 Decent
The Kotak BSE Sensex Index Fund shows a decent score reflecting a stable investment in large-cap equities with good growth potential, though some risks remain.
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K
Kotak BSE Sensex Index Fund(IDCW Payout)
Score 68/100 Decent
The Kotak BSE Sensex Index Fund shows decent potential for growth with a stable underlying index, but investors should be cautious of execution risks and governance concerns.
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Business Overview

The Aditya Birla SL Retirement Fund-50 Plus-Debt Plan is designed for individuals aged 50 and above who seek a secure and stable investment option for their retirement. This fund focuses on debt instruments, ensuring lower risk while aiming for capital appreciation. It is essential for those looking to build a retirement corpus with consistent returns. With a professional management team, this fund prioritizes safety and growth, making it a reliable choice for your golden years.

  • Tailored for individuals aged 50 and above
  • Focuses on low-risk debt instruments
  • Aims for capital appreciation and consistent returns
  • Professionally managed for optimal performance
  • Helps build a secure retirement corpus

Investment Thesis

Aditya Birla SL Retirement Fund-50 Plus-Debt Plan stands out due to its robust promoter group, ensuring credibility and trust. The fund is well-positioned to leverage the growth in digital services, providing a solid runway for future returns. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking stability and growth.

  • Backed by the reputable Aditya Birla Group, ensuring strong governance.
  • Significant potential in digital services, aligning with market trends.
  • Competitive valuation compared to similar funds, enhancing investment appeal.
  • Focus on debt instruments offers stability amid market volatility.
  • Ideal for conservative investors looking for long-term wealth accumulation.

Opportunity vs Risk

Opportunities
  • Stable returns from debt instruments
  • Diversified portfolio reduces risk
  • Suitable for conservative investors
  • Potential tax benefits on investments
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Market volatility affects bond prices
  • Limited growth compared to equity funds
  • Liquidity issues in debt markets

Peer Perspective

Aditya Birla SL Retirement Fund-50 Plus-Debt Plan trades at a slight premium compared to peers like HDFC and ICICI debt funds. A rerating could occur if it achieves consistent margin stability and enhanced yield performance.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan(IDCW-Reinv) • Updated: 2025-10-01 01:14:24
  • 10
    Business
    High
    The fund operates in a stable sector but lacks a clear moat.
  • 10
    Growth
    High
    Moderate revenue growth with inconsistent profit margins.
  • 8
    Profitability
    High
    ROE and ROCE are average, with cash flow not consistently exceeding net profit.
  • 6
    Valuation
    Good
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 9
    Governance
    High
    Promoter holding is strong, but there are some concerns about disclosures.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The fund shows potential but is currently facing several risks that may affect its performance.