The Franklin India Multi Asset Allocation Fund is designed for investors seeking a diversified investment approach across multiple asset classes. This fund aims to balance risk and return by investing in equities, fixed income, and gold. It is ideal for those looking for a systematic way to grow their wealth while managing volatility. With a focus on long-term growth, this fund offers a strategic solution for both new and experienced investors.

Diversified investment across equities, fixed income, and gold
Designed for long-term wealth creation
Helps manage market volatility
Suitable for both new and experienced investors
Regular income through IDCW payouts

Investment Thesis

Franklin India Multi Asset Allocation Fund presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This fund is well-positioned to capitalize on market trends, making it a prudent choice for retail investors seeking diversified exposure.

Strong backing from Franklin Templeton, a globally recognized asset management firm.
Significant growth potential in digital services, catering to evolving investor needs.
Attractive valuation metrics compared to competitors, enhancing potential returns.
Diversified asset allocation strategy reduces risk and improves stability.
Proven track record of performance, instilling confidence among investors.

Opportunity vs Risk

Opportunities

Diversified investment across asset classes
Potential for steady income generation
Access to professional fund management
Mitigates market volatility risks

Risks ⚠️

Market fluctuations impact returns
Possible liquidity constraints
Management fees may reduce profits
Regulatory changes affecting investments

Peer Perspective

Franklin India Multi Asset Allocation Fund trades at a slight premium compared to peers like HDFC Multi Asset and ICICI Prudential Multi Asset. A stable margin and consistent growth could trigger a rerating in this competitive space.

📊 Stock Investment Checklist (100 Points)

Franklin India Multi Asset Allocation Fund(IDCW Payout) • Updated: 2025-10-01 05:58:32

10

Business
High

The fund is diversified across multiple asset classes, but lacks a clear moat.
10

Growth
High

Consistent revenue growth observed, but profit growth is moderate.
10

Profitability
High

ROE and ROCE are decent, but OCF is inconsistent compared to net profit.
8

Valuation
High

Valuation metrics are average compared to peers.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is stable, but there are some concerns regarding disclosures.
5

Drivers
Good

Growth drivers are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with low liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows decent potential with a diversified approach, but faces challenges in profitability and execution risks.