The Franklin India Balanced Advantage Fund is a dynamic investment solution that balances equity and debt to optimize returns while managing risk. Ideal for investors seeking a blend of growth and stability, this fund adapts to market conditions, ensuring your investments are well-positioned. With a focus on long-term wealth creation, it appeals to both conservative and aggressive investors looking for a diversified portfolio.

Dynamic asset allocation between equity and debt
Designed for long-term wealth creation
Suitable for conservative and aggressive investors
Adapts to changing market conditions
Expert management by seasoned professionals

Investment Thesis

Franklin India Balanced Advantage Fund stands out due to its strong promoter credibility and robust track record. The fund's strategic focus on digital services positions it well for growth in a rapidly evolving market. With attractive valuations compared to peers, it presents a compelling investment opportunity for retail investors seeking balanced exposure.

Strong promoter group with a proven track record in fund management.
Significant growth potential in digital services, aligning with market trends.
Attractive valuation metrics compared to industry peers, enhancing investment appeal.
Diversified portfolio strategy aimed at risk mitigation and capital appreciation.
Consistent performance history instills confidence among retail investors.

Opportunity vs Risk

Opportunities

Diversified investment across asset classes
Potential for stable returns
Tax benefits on long-term gains
Professional fund management
Suitable for risk-averse investors

Risks ⚠️

Market volatility affects returns
Management fees may reduce profits
Limited historical performance data
Interest rate fluctuations impact bonds
Economic downturns can affect growth

Peer Perspective

Franklin India Balanced Advantage Fund trades at a slight premium compared to peers like HDFC Balanced Fund and ICICI Prudential Balanced Advantage Fund. A rerating could occur with improved margin stability and consistent growth in AUM.

📊 Stock Investment Checklist (100 Points)

Franklin India Balanced Advantage Fund(IDCW Payout) • Updated: 2025-10-01 14:45:36

10

Business
High

The fund operates in a diversified sector with a clear investment model, but lacks a strong competitive moat.
10

Growth
High

Consistent revenue and profit growth observed over the past few years.
10

Profitability
High

ROE and ROCE are decent, but OCF is slightly lower than net profit.
8

Valuation
High

Valuation metrics like P/E and P/B are in line with peers, indicating fair valuation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is stable, but there are concerns regarding some disclosures.
5

Drivers
Good

Growth catalysts are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 66 / 100 • Decent

The fund shows decent potential with consistent growth and fair valuation, but some risks in governance and execution need to be monitored.