Tata Balanced Adv Fund (IDCW-Payout) is a hybrid mutual fund designed for investors seeking a balanced approach to wealth creation. It combines equity and debt investments, making it suitable for both conservative and moderate risk-takers. This fund aims to provide steady income along with capital appreciation, catering to those looking for a long-term investment strategy. With professional management and a focus on diversification, it stands out as a reliable choice for building a robust financial portfolio.

Hybrid fund for balanced risk and returns
Ideal for conservative and moderate investors
Focus on capital appreciation and steady income
Professionally managed by experienced fund managers
Diversified investment across equity and debt sectors

Investment Thesis

The Tata Balanced Adv Fund stands out due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns, making it an appealing choice for retail investors seeking stability and growth.

Backed by the reputable Tata Group, ensuring trust and reliability.
Strong focus on digital services, tapping into a growing market.
Attractive valuation compared to similar funds, offering better entry points.
Diversified portfolio reduces risk while enhancing return potential.
Proven track record of performance, instilling confidence among investors.

Opportunity vs Risk

Opportunities

Diversified investment across sectors
Potential for long-term capital growth
Regular income through IDCW payouts
Managed by experienced fund managers
Suitable for conservative investors

Risks ⚠️

Market volatility affects returns
Interest rate changes impact performance
Limited liquidity in certain market conditions
Past performance not indicative of future
Management fees may reduce gains

Peer Perspective

Tata Balanced Adv Fund (IDCW-Payout) trades at a slight premium compared to peers like HDFC Balanced Fund and ICICI Prudential Balanced Fund. A rerating could occur with improved margin stability and consistent growth in AUM.

📊 Stock Investment Checklist (100 Points)

Tata Balanced Adv Fund(IDCW-Payout) • Updated: 2025-10-01 07:22:55

10

Business
High

The fund is invested in sectors that are adapting to future trends, but lacks a strong competitive moat.
10

Growth
High

Consistent revenue and profit growth observed over the last few years.
10

Profitability
High

ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
8

Valuation
High

Valuation metrics are in line with peers, but slightly on the higher side.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
9

Governance
High

Promoter holding is strong with minimal pledging, good disclosure practices.
5

Drivers
Good

Growth drivers are present, but execution risks remain due to market volatility.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 48 / 100 • Decent

The fund shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.