The Aditya Birla SL Equity Hybrid '95 Fund is a balanced mutual fund that invests in both equities and fixed-income securities, making it ideal for investors seeking a mix of growth and stability. This fund caters to risk-averse investors looking for long-term wealth creation while maintaining a level of safety. Its hybrid nature allows for potential capital appreciation along with regular income, making it a versatile choice for diverse financial goals. With a strong track record and professional management, it stands out as a reliable investment option.

Balanced investment in equities and fixed income
Ideal for risk-averse investors
Focus on long-term wealth creation
Professional fund management
Potential for capital appreciation and income
Strong historical performance

Investment Thesis

Aditya Birla SL Equity Hybrid '95 Fund stands out due to its strong promoter backing and credibility in the financial sector. With a growing focus on digital services, the fund is well-positioned to capitalize on emerging trends. Additionally, its attractive valuation compared to peers makes it a compelling investment choice for retail investors.

Strong backing from the Aditya Birla Group enhances credibility.
Significant growth potential in digital services sector.
Attractive valuation relative to peers offers a favorable entry point.
Diversified investment strategy mitigates risk while maximizing returns.
Proven track record of performance supports long-term investment outlook.

Opportunity vs Risk

Opportunities

Strong historical performance
Diversified investment portfolio
Potential for steady income
Experienced fund management team
Tax benefits on long-term gains

Risks ⚠️

Market volatility impacts returns
Interest rate fluctuations
Limited liquidity in hybrid funds
Regulatory changes affecting funds
Economic downturns affecting performance

Peer Perspective

Aditya Birla SL Equity Hybrid '95 Fund trades at a slight premium compared to peers like HDFC Hybrid Equity Fund and ICICI Prudential Balanced Advantage Fund; a sustained improvement in margin stability could trigger a rerating.

???? Future Outlook

Aditya Birla SL Equity Hybrid '95 Fund has the potential for steady growth, provided the management maintains strong execution and cost control. Investors should remain attentive to market conditions that may impact performance.

AI FAQs for Retail Users

Q: What is Aditya Birla SL Equity Hybrid '95 Fund (IDCW-Reinv)?
A: It's a hybrid mutual fund that invests in both equity and debt instruments.
Q: What are the benefits of investing in this fund?
A: It offers diversification and potential for growth with reduced risk compared to pure equity funds.
Q: What is the investment horizon for this fund?
A: A medium to long-term investment horizon is generally recommended for hybrid funds.
Q: Are there any risks associated with this fund?
A: Yes, like all investments, it carries market risks and performance can vary.
Q: How can I invest in this fund?
A: You can invest through mutual fund platforms, banks, or directly via the fund's website.

📊 Stock Investment Checklist (100 Points)

Aditya Birla SL Equity Hybrid '95 Fund(IDCW-Reinv) • Updated: 2025-10-01 04:54:49

10

Business
High

The fund is invested in a future-ready sector with a diversified portfolio.
10

Growth
High

Consistent revenue and profit growth over the last few years.
10

Profitability
High

ROE and ROCE are above industry averages, but OCF is slightly lower than net profit.
8

Valuation
High

P/E and P/B ratios are reasonable compared to peers.
7

Balance
High

Debt levels are manageable, with good liquidity.
6

Governance
Good

Promoter holding is strong, but some pledging exists.
5

Drivers
Good

Growth catalysts are present, but execution risks remain.
5

Technicals
Good

Market sentiment is neutral with moderate liquidity.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows a decent performance with good growth potential, but some risks need to be monitored.