Franklin India Dividend Yield Fund is designed for investors seeking regular income through dividends while maintaining capital appreciation. Ideal for conservative investors and retirees, this fund focuses on high-dividend yielding stocks, providing a steady cash flow. It matters because it offers a balanced approach to wealth creation and income generation, catering to the needs of those looking for stability in their investment portfolio.

Focuses on high-dividend yielding stocks
Provides regular income through dividends
Ideal for conservative investors and retirees
Balances capital appreciation with income generation
Managed by experienced investment professionals

Investment Thesis

Franklin India Dividend Yield Fund stands out due to its strong promoter credibility and robust track record. With the growing digital services sector, this fund is well-positioned for future growth. Its attractive valuation compared to peers makes it a compelling choice for investors seeking consistent returns.

Strong backing from a reputable promoter group enhances investor confidence.
Significant growth potential in digital services sector supports long-term performance.
Attractive valuation relative to peers offers a favorable entry point for investors.
Consistent dividend payouts appeal to income-focused investors.
Proven track record of fund management ensures stability and reliability.

Opportunity vs Risk

Opportunities

Consistent dividend payouts
Potential for capital appreciation
Diversification in equity exposure
Strong fund management team

Risks ⚠️

Market volatility affects returns
Interest rate fluctuations
Economic downturn impacts dividends
High expense ratio compared to peers

Peer Perspective

Franklin India Dividend Yield Fund trades at a slight premium compared to peers like HDFC Dividend Yield Fund and ICICI Prudential Dividend Yield Fund. A rerating could occur with improved margin stability and consistent dividend payouts.

📊 Stock Investment Checklist (100 Points)

Franklin India Dividend Yield Fund(IDCW Payout) • Updated: 2025-10-01 14:48:09

10

Business
High

The fund is in a stable sector but lacks a clear competitive moat.
10

Growth
High

Revenue and profit growth have been inconsistent over the past few years.
10

Profitability
High

ROE and ROCE are moderate, with OCF trailing net profit.
8

Valuation
High

Valuation metrics are slightly above peers, indicating potential overvaluation.
7

Balance
High

Debt levels are manageable, but liquidity could be improved.
6

Governance
Good

Promoter holding is decent, but there are concerns about transparency.
5

Drivers
Good

Limited growth catalysts identified, with execution risks present.
5

Technicals
Good

Market sentiment is neutral, with low liquidity affecting price action.

Final Score & Verdict

Score 68 / 100 • Decent

The fund shows moderate potential but is hindered by inconsistent growth and valuation concerns.