Mirae Asset Liquid Fund
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Business Overview
Mirae Asset Liquid Fund is a highly liquid mutual fund designed for investors seeking short-term investment solutions with minimal risk. Ideal for conservative investors looking to park their funds safely while earning competitive returns, this fund focuses on preserving capital and providing liquidity. It is particularly beneficial for those needing quick access to funds without compromising on returns. With a strong track record and professional management, it stands out as a reliable choice in the Indian mutual fund landscape.
- Highly liquid investment option
- Ideal for short-term financial goals
- Minimizes risk while earning returns
- Professional management and oversight
- Suitable for conservative investors
- Quick access to funds when needed
Investment Thesis
Mirae Asset Liquid Fund stands out due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking stability and growth in a volatile market.
- Promoted by Mirae Asset, a reputable player in the asset management industry.
- Strong focus on digital services, tapping into the growing trend of online investments.
- Valuation metrics are appealing compared to industry peers, indicating potential upside.
- Consistent track record of performance, enhancing investor confidence.
- Liquidity management expertise, making it a reliable choice for conservative investors.
Opportunity vs Risk
- Stable returns in volatile markets
- Diversification for investment portfolio
- Liquidity for quick access to funds
- Professional fund management expertise
- Market fluctuations affecting returns
- Interest rate changes impact performance
- Credit risk from bond holdings
- Inflation eroding purchasing power
Peer Perspective
Mirae Asset Liquid Fund trades at a slight premium compared to peers like ICICI Prudential Liquid Fund and HDFC Liquid Fund; a sustained improvement in margin stability could trigger a positive rerating.
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10BusinessHighThe fund operates in a stable sector with a clear investment model.
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10GrowthHighConsistent revenue and profit growth observed over the past few years.
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10ProfitabilityHighStrong ROE and OCF compared to net profit.
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10ValuationHighValuation metrics are in line with industry peers.
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8BalanceHighHealthy balance sheet with manageable debt levels.
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7GovernanceHighGood promoter holding with minimal pledging.
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5DriversGoodModerate growth drivers with some execution risks.
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3TechnicalsLowMarket sentiment is neutral with low liquidity.