SBI Multi Asset Allocation Fund
Ticker: mf12528
Decent
68/100
☆ Add to Watchlist
More Options
S
SBI Conservative Hybrid Fund
The SBI Conservative Hybrid Fund presents a decent investment opportunity with stable growth prospects, but investors should be cautious of execution risks and liquidity issues.
View details
A
Axis Overnight Fund
The Axis Overnight Fund shows decent potential with stable growth and profitability metrics, but caution is advised due to valuation concerns and execution risks.
View details
I
ICICI Pru Banking & Fin Serv Fund
The fund shows potential for moderate growth but faces challenges in profitability and valuation metrics.
View details
U
UTI Value Fund
UTI Value Fund presents a decent investment opportunity, but potential investors should be cautious due to inconsistent growth and valuation concerns.
View details
B
BHARAT Bond FOF - April 2030
The Bharat Bond FOF - April 2030 presents a decent investment opportunity, but investors should be cautious of the underlying risks and market conditions.
View details
A
Axis Corp Bond Fund
Axis Corp Bond Fund shows potential but faces challenges in growth and profitability metrics. Investors should proceed with caution.
View details
N
Nippon India Nivesh Lakshya Long Duration Fund
The fund shows potential but is hindered by inconsistent growth and valuation concerns. Caution is advised.
View details
S
SBI Energy Opportunities Fund
The fund shows potential in the energy sector, but faces challenges in growth consistency and valuation metrics.
View details
N
Nippon India Balanced Advantage Fund
The Nippon India Balanced Advantage Fund shows decent potential with a balanced approach to growth and risk, but some areas require attention for improvement.
View details
I
ICICI Pru Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
The fund offers a stable investment option with moderate returns, suitable for conservative investors.
View details
U
UTI Arbitrage Fund
The UTI Arbitrage Fund presents a risky investment opportunity with limited growth prospects and concerns regarding profitability and governance.
View details
A
Aditya Birla SL Banking & PSU Debt Fund
The fund shows potential but carries significant risks due to inconsistent performance and market sentiment.
View details
N
Nippon India Flexi Cap Fund
The Nippon India Flexi Cap Fund shows decent potential with consistent growth and profitability metrics, but valuation and execution risks warrant caution.
View details
S
SBI Dividend Yield Fund
The SBI Dividend Yield Fund shows decent potential with stable growth prospects, but faces challenges in profitability consistency and valuation metrics.
View details
A
Aditya Birla SL Overnight Fund
The fund shows decent potential but lacks strong growth drivers and has some liquidity concerns.
View details
M
Mirae Asset Aggressive Hybrid Fund
The Mirae Asset Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and risk, but investors should remain cautious about execution risks and governance issues.
View details
Business Overview
SBI Multi Asset Allocation Fund is a dynamic investment solution designed to provide diversification across various asset classes, including equities, debt, and gold. Ideal for investors seeking balanced growth and risk management, this fund adjusts its asset allocation based on market conditions. It matters because it helps mitigate risks while aiming for optimal returns, making it suitable for both conservative and aggressive investors. With a strong track record and professional management, it stands out as a reliable choice for long-term wealth creation.
- Diversified across equities, debt, and gold
- Dynamic asset allocation based on market trends
- Suitable for both conservative and aggressive investors
- Professional management by SBI Mutual Fund
- Aims for balanced growth and risk mitigation
Investment Thesis
SBI Multi Asset Allocation Fund is a compelling investment option due to its robust backing from the SBI Group, a trusted name in the financial sector. The fund is well-positioned to capitalize on the growing demand for digital services, while its attractive valuation compared to peers makes it an appealing choice for investors seeking diversification and growth.
- Strong credibility from SBI Group, enhancing investor confidence.
- Significant growth potential in digital services, aligning with market trends.
- Attractive valuation compared to competitors, offering potential for higher returns.
- Diversified asset allocation strategy reduces risk and enhances stability.
- Proven track record of performance, appealing to both new and seasoned investors.
Opportunity vs Risk
Opportunities
- Diversified investment across asset classes
- Potential for long-term capital appreciation
- Professional fund management expertise
- Tax benefits under Section 80C
- Suitable for risk-averse investors
Risks ⚠️
- Market volatility affecting returns
- Management fees may reduce profits
- Economic downturn impacts performance
- Limited liquidity compared to stocks
- Regulatory changes in mutual funds
Peer Perspective
SBI Multi Asset Allocation Fund trades at a premium compared to peers like HDFC Multi Asset Fund and ICICI Prudential Multi Asset Fund; a sustained improvement in margin stability could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
SBI Multi Asset Allocation Fund • Updated: 2025-09-29 16:21:37
-
10BusinessHighThe fund operates in a diversified asset allocation space, which is future-ready but lacks a strong moat.
-
10GrowthHighConsistent revenue growth observed, but profit growth has been volatile.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is inconsistent compared to net profit.
-
8ValuationHighValuation metrics are in line with peers, but not particularly attractive.
-
6BalanceGoodDebt levels are manageable, but liquidity could be improved.
-
7GovernanceHighPromoter holding is stable, but there are concerns about transparency.
-
5DriversGoodGrowth drivers exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is neutral, with moderate liquidity.
Final Score & Verdict
Score 68 / 100
• Decent
The SBI Multi Asset Allocation Fund shows potential with a decent growth trajectory, but faces challenges in profitability and execution risks.