HDFC FMP-Sr 46-1876D-Mar 2022

Ticker: mf13920
Decent 48/100

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Business Overview

HDFC FMP-Sr 46-1876D-Mar 2022 is a fixed maturity plan designed for conservative investors seeking stable returns over a defined period. This fund is ideal for those looking to park their money with minimal risk while benefiting from fixed income securities. It matters because it offers a predictable investment horizon, making it suitable for financial planning. With HDFC's strong reputation and experienced management, investors can trust this fund for reliable performance.

  • Fixed maturity plan for stable returns
  • Ideal for conservative investors
  • Minimizes risk with fixed income securities
  • Predictable investment horizon
  • Managed by HDFC's experienced team
  • Supports effective financial planning

Investment Thesis

HDFC FMP-Sr 46-1876D-Mar 2022 stands out due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to peers. This investment offers a solid opportunity for retail investors seeking stability and growth in a competitive market.

  • Backed by HDFC's reputable and trusted promoter group.
  • Significant growth potential in digital services sector.
  • Attractive valuation metrics relative to industry peers.
  • Consistent performance and risk management strategies.
  • Ideal for investors looking for a blend of safety and growth.

Opportunity vs Risk

Opportunities
  • Stable returns from fixed maturity plans
  • Potential tax benefits on investments
  • Low market volatility exposure
  • Suitable for conservative investors
Risks ⚠️
  • Interest rate fluctuations impact returns
  • Limited liquidity before maturity
  • Credit risk from underlying securities
  • Inflation may erode real returns

Peer Perspective

HDFC FMP-Sr 46 trades at a slight premium compared to peers like SBI FMP and ICICI FMP, necessitating improved margin stability and consistent growth to justify its valuation and attract more investors.
📊 Stock Investment Checklist (100 Points)
HDFC FMP-Sr 46-1876D-Mar 2022 • Updated: 2025-09-29 12:20:18
  • 8
    Business
    High
    The sector is stable but not particularly future-ready.
  • 10
    Growth
    High
    Moderate revenue growth observed, but inconsistent profit growth.
  • 9
    Profitability
    High
    ROE and ROCE are decent, but cash flow is not robust.
  • 7
    Valuation
    High
    Valuation metrics are average compared to peers.
  • 6
    Balance
    Good
    Debt levels are manageable, but liquidity is a concern.
  • 8
    Governance
    High
    Promoter holding is strong, but some pledging exists.
  • 5
    Drivers
    Good
    Limited growth catalysts and execution risks present.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The stock shows moderate potential but has several risks that need to be monitored.