HDFC Credit Risk Debt Fund
Ticker: mf12594
Risky
48/100
☆ Add to Watchlist
More Options
N
Nippon India Multi Asset Allocation Fund
The fund shows potential but faces challenges in growth consistency and valuation metrics.
View details
B
Bandhan ELSS Tax Saver Fund
The Bandhan ELSS Tax Saver Fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of governance issues and execution risks.
View details
A
Axis Ultra Short Duration Fund
The Axis Ultra Short Duration Fund shows decent potential but comes with certain risks that need to be monitored closely.
View details
S
Sundaram Aggressive Hybrid Fund
The Sundaram Aggressive Hybrid Fund shows decent potential with consistent growth and profitability metrics, but some governance and execution risks need to be monitored.
View details
S
Sundaram Large and Mid Cap Fund
The Sundaram Large and Mid Cap Fund shows potential for growth but carries risks that investors should consider carefully.
View details
B
Bandhan Low Duration Fund
While Bandhan Low Duration Fund shows potential, it faces several challenges that may hinder performance. Caution is advised for investors.
View details
H
HDFC Retirement Savings Fund-Equity Plan
The fund shows decent potential with consistent growth, but faces challenges in profitability and market sentiment.
View details
C
Canara Rob Liquid-Unclaimed Redemption and Dividend Plan
The stock presents several risks with limited growth potential and weak market sentiment, making it a risky investment.
View details
C
Canara Rob Liquid Fund
The Canara Rob Liquid Fund shows decent potential but faces challenges in growth and profitability metrics.
View details
Q
Quant Flexi Cap Fund
The Quant Flexi Cap Fund shows decent potential with consistent growth and profitability metrics, but investors should be cautious of execution risks and governance issues.
View details
B
Bajaj Finserv Money Market Fund
Bajaj Finserv Money Market Fund shows decent potential with stable growth and profitability metrics, but faces some execution risks and competitive pressures.
View details
F
Franklin India ELSS Tax Saver Fund
The fund shows decent potential but is facing challenges in profitability and valuation metrics. Investors should be cautious.
View details
H
HDFC Defence Fund
The HDFC Defence Fund shows promise in a growing sector, but investors should be cautious about valuation and execution risks.
View details
B
Bandhan CRISIL IBX Gilt June 2027 Index Fund
The fund presents a decent investment opportunity but lacks strong growth drivers and competitive advantages.
View details
S
SBI Magnum Medium Duration Fund
The SBI Magnum Medium Duration Fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
View details
A
Aditya Birla SL Multi-Cap Fund
The fund shows decent potential with a balanced approach to growth and profitability, but some risks need to be monitored.
View details
Business Overview
HDFC Credit Risk Debt Fund is designed for investors seeking stable returns through exposure to credit risk instruments. Ideal for risk-tolerant individuals looking to diversify their fixed-income portfolio, this fund focuses on high-quality corporate bonds and debentures. It plays a crucial role in generating income while managing credit risk effectively. With a professional management team and a robust investment strategy, this fund aims to deliver optimal returns over the medium to long term, making it a valuable addition to your investment journey.
- Targeted at risk-tolerant investors
- Focuses on high-quality corporate bonds
- Aims for stable, long-term returns
- Managed by experienced professionals
- Helps diversify fixed-income portfolios
Investment Thesis
HDFC Credit Risk Debt Fund stands out due to its strong promoter credibility, robust digital services growth potential, and attractive valuation compared to peers. This fund is well-positioned to deliver consistent returns while managing credit risk effectively, making it a compelling choice for Indian retail investors seeking stability and growth.
- Backed by HDFC's reputable and trusted promoter group.
- Significant growth in digital services enhances operational efficiency.
- Attractive valuation metrics compared to industry peers.
- Focus on credit risk management ensures capital preservation.
- Ideal for investors seeking a balanced risk-return profile.
Opportunity vs Risk
Opportunities
- Stable income generation
- Diversification in fixed income
- Potential for capital appreciation
- Tax benefits on long-term gains
Risks ⚠️
- Interest rate fluctuations
- Credit risk of underlying assets
- Liquidity concerns in market downturns
- Regulatory changes affecting returns
Peer Perspective
HDFC Credit Risk Debt Fund is currently trading at a slight premium compared to peers like ICICI Credit Risk Fund and Axis Credit Risk Fund. A rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
HDFC Credit Risk Debt Fund • Updated: 2025-09-29 12:18:28
-
10BusinessHighThe credit risk sector is evolving but faces challenges.
-
10GrowthHighModerate revenue growth with some consistency.
-
10ProfitabilityHighROE and OCF are stable but not exceptional.
-
8ValuationHighValuation metrics are average compared to peers.
-
7BalanceHighDebt levels are manageable but liquidity is a concern.
-
6GovernanceGoodPromoter holding is strong, but disclosures could improve.
-
5DriversGoodGrowth drivers are limited with execution risks present.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The fund presents a moderate risk profile with limited growth potential and some governance concerns.