Aditya Birla SL Retirement Fund-40
Ticker: mf13708
Decent
48/100
☆ Add to Watchlist
More Options
T
TRUSTMF Short Duration Fund
The TRUSTMF Short Duration Fund shows potential but faces challenges in profitability and growth drivers. Caution is advised.
View details
M
Mahindra Manulife Dynamic Bond Fund
The fund shows decent potential but faces challenges in profitability and execution risks.
View details
I
ICICI Pru Strategic Metal and Energy Equity FoF
The fund shows potential in a growing sector but faces significant risks in profitability and market sentiment.
View details
Q
Quant Overnight Fund
The Quant Overnight Fund shows decent potential but has several areas of concern that need to be addressed for better performance.
View details
C
Capitalmind Flexi Cap Fund
The Capitalmind Flexi Cap Fund shows decent potential for growth, but investors should be cautious of valuation and execution risks.
View details
P
PGIM India Dynamic Bond Fund
The fund shows decent potential with stable growth prospects, but some risks need to be monitored.
View details
T
Tata Nifty Midcap 150 Index Fund
The Tata Nifty Midcap 150 Index Fund presents a decent investment opportunity with growth potential, but investors should be cautious of market volatility and execution risks.
View details
N
Nippon India Medium Duration Fund
The Nippon India Medium Duration Fund shows decent potential but faces challenges in growth and execution risks.
View details
I
ICICI Pru Debt Mgmt Fund
The fund shows moderate potential but faces challenges in profitability and growth drivers.
View details
P
PGIM India Gilt Fund
The PGIM India Gilt Fund shows decent stability and moderate growth potential, making it a reasonable choice for conservative investors seeking fixed income exposure.
View details
C
Canara Rob Dynamic Bond Fund
The fund shows decent potential but faces challenges in profitability and valuation, warranting cautious investment.
View details
E
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund
The fund shows decent potential but is hindered by various risks and market conditions.
View details
H
HSBC Global Emerging Markets Fund
The fund shows potential but is facing challenges in growth and valuation compared to peers.
View details
M
Mirae Asset Nifty India Manufacturing ETF FoF
The ETF has potential in the manufacturing sector but faces several challenges that could impact growth and profitability.
View details
P
PGIM India Arbitrage Fund
The PGIM India Arbitrage Fund shows decent potential with stable growth and a solid balance sheet, but faces some execution risks and moderate profitability metrics.
View details
P
PGIM India Healthcare Fund
The fund shows potential for growth in the healthcare sector, but investors should be cautious of high valuations and execution risks.
View details
Business Overview
Aditya Birla SL Retirement Fund-40 is a dedicated mutual fund designed to help individuals build a robust retirement corpus. Ideal for long-term investors seeking financial security post-retirement, this fund focuses on equity and debt instruments to provide balanced growth. It matters because it addresses the growing need for retirement planning in India, ensuring that you can enjoy your golden years without financial stress.
- Designed for retirement savings
- Balanced investment approach
- Focus on long-term capital growth
- Expert fund management
- Tax benefits under Section 80C
- Encourages disciplined saving habits
Investment Thesis
Aditya Birla SL Retirement Fund-40 stands out due to its strong promoter group, which enhances credibility and trust. The fund is well-positioned to capitalize on the growing digital services sector, offering a significant growth runway. Additionally, its attractive valuation compared to peers makes it a compelling choice for investors seeking long-term wealth creation.
- Strong backing from the Aditya Birla Group ensures reliability and stability.
- Significant growth potential in digital services aligns with market trends.
- Attractive valuation compared to similar funds enhances investment appeal.
- Focus on retirement planning addresses the increasing need for financial security.
- Diversified portfolio mitigates risk while aiming for steady returns.
Opportunity vs Risk
Opportunities
- Strong brand reputation
- Diverse investment portfolio
- Potential for long-term growth
- Tax benefits on retirement savings
Risks ⚠️
- Market volatility impact
- Regulatory changes
- Interest rate fluctuations
- Limited liquidity in funds
Peer Perspective
Aditya Birla SL Retirement Fund-40 trades at a slight premium compared to peers like HDFC Pension and SBI Pension. A rerating could occur with improved margin stability and consistent growth in assets under management.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Retirement Fund-40 • Updated: 2025-09-29 10:37:24
-
10BusinessHighThe sector is evolving with a focus on retirement solutions, but competition is increasing.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
9GovernanceHighPromoter holding is strong, but some concerns about pledging.
-
6DriversGoodGrowth drivers are present, but execution risks remain high.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised.