HDFC Retirement Savings Fund-Hybrid-Debt Plan
Ticker: mf13612
Risky
48/100
☆ Add to Watchlist
More Options
M
Mahindra Manulife Overnight Fund
The Mahindra Manulife Overnight Fund presents a risky investment profile with limited growth potential and some governance concerns.
View details
N
Nippon India Nifty Bank Index Fund
The Nippon India Nifty Bank Index Fund presents a decent investment opportunity with solid growth potential, but investors should be cautious of market volatility and sector-specific risks.
View details
H
HSBC Conservative Hybrid Fund
The fund shows decent stability but lacks strong growth drivers and has some valuation concerns.
View details
E
Edelweiss Nifty Smallcap 250 Index Fund
The fund exhibits several risks with limited growth potential and profitability concerns, making it a risky investment choice.
View details
A
Aditya Birla SL CRISIL IBX SDL Jun 2032 Index Fund
The fund shows decent potential with stable growth prospects, but investors should be cautious of execution risks.
View details
E
Edelweiss Nifty 100 Quality 30 Index Fund
The fund is positioned well with a focus on quality stocks, but some risks in execution and liquidity should be monitored.
View details
Q
Quantum Small Cap Fund
The Quantum Small Cap Fund shows potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
View details
A
Aditya Birla SL Long Duration Fund
The Aditya Birla SL Long Duration Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of valuation and execution challenges.
View details
L
LIC MF Short Duration Fund
The LIC MF Short Duration Fund shows decent potential with stable growth and manageable risks, making it a reasonable investment option.
View details
E
Edelweiss Nifty Alpha Low Volatility 30 Index Fund
The fund shows decent potential with a focus on low volatility stocks, but some valuation concerns and execution risks should be monitored.
View details
B
Bandhan CRISIL IBX 90:10 SDL Plus Gilt - Sep 2027 Index Fund
The fund shows potential risks with limited growth and profitability metrics, making it a risky investment.
View details
I
Invesco India Credit Risk Fund
The fund shows potential but faces several challenges that could impact future performance.
View details
C
Canara Rob Gilt Fund
The fund shows decent potential but is hindered by inconsistent growth and market sentiment.
View details
E
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund
The Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund is a decent option for conservative investors seeking stability, but growth potential is limited.
View details
N
Nippon India Retirement Fund-Income Generation
The fund shows potential but faces challenges in profitability and execution risks. Caution is advised for new investors.
View details
E
Edelweiss Nifty Next 50 Index Fund
The Edelweiss Nifty Next 50 Index Fund presents a decent investment opportunity with growth potential, though investors should be cautious of market volatility and execution risks.
View details
Business Overview
The HDFC Retirement Savings Fund - Hybrid Debt Plan is designed to help individuals build a secure financial future for their retirement. This fund combines equity and debt investments, offering a balanced approach to wealth creation while managing risk. It is ideal for conservative investors looking to grow their savings steadily over time. With a focus on long-term capital appreciation, this fund is a prudent choice for those planning for their golden years.
- Balanced investment strategy
- Suitable for conservative investors
- Focus on long-term growth
- Expert fund management
- Tax benefits under Section 80C
- Helps in retirement planning
Investment Thesis
HDFC Retirement Savings Fund-Hybrid-Debt Plan stands out due to its strong promoter credibility and robust digital service growth potential. With attractive valuations compared to peers, this fund offers a compelling opportunity for long-term investors seeking stability and growth in their retirement savings.
- Strong backing from HDFC Group, known for its financial stability and trustworthiness.
- Significant growth potential in digital services, enhancing customer engagement and accessibility.
- Attractive valuation metrics compared to similar funds, providing a favorable entry point.
- Focus on hybrid-debt strategy ensures balanced risk and return profile.
- Ideal for conservative investors looking to secure their retirement corpus.
📊 Stock Investment Checklist (100 Points)
HDFC Retirement Savings Fund-Hybrid-Debt Plan • Updated: 2025-09-29 14:44:33
-
10BusinessHighThe sector is stable but lacks significant growth potential.
-
10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
-
8ProfitabilityHighROE and ROCE are acceptable but not outstanding.
-
6ValuationGoodValuation metrics are average compared to peers.
-
7BalanceHighDebt levels are manageable, but liquidity is a concern.
-
5GovernanceGoodPromoter holding is stable, but some disclosures are lacking.
-
5DriversGoodLimited growth drivers identified, execution risks present.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Risky
The fund shows potential but is hindered by inconsistent growth and profitability metrics, making it a risky investment.