Franklin India Medium to Long Duration Fund

Ticker: mf13850
Decent 68/100

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Business Overview

The Franklin India Medium to Long Duration Fund is designed for investors seeking stable returns over a medium to long-term horizon. This fund primarily invests in medium to long-duration debt instruments, making it suitable for those looking to balance risk and reward in their portfolio. It is a strategic choice for conservative investors aiming to enhance their fixed-income exposure while navigating interest rate fluctuations. With a strong track record and experienced fund management, this fund is a reliable option for wealth creation.

  • Ideal for medium to long-term investors
  • Focuses on stable returns through debt instruments
  • Helps in managing interest rate risks
  • Backed by experienced fund management
  • Aims to enhance fixed-income portfolio
  • Suitable for conservative investment strategies

Investment Thesis

Franklin India Medium to Long Duration Fund stands out due to its strong promoter credibility, promising growth in digital services, and attractive valuation compared to peers. This combination positions the fund as a compelling choice for investors seeking stable returns in a dynamic market.

  • Backed by Franklin Templeton, a globally recognized asset management firm.
  • Digital transformation initiatives are enhancing operational efficiency and reach.
  • Valuation metrics indicate potential for upside relative to peer funds.
  • Focus on medium to long-duration bonds offers a balanced risk-return profile.
  • Strong historical performance adds to investor confidence.

Opportunity vs Risk

Opportunities
  • Potential for steady income
  • Diversification in fixed income
  • Benefit from interest rate drops
  • Access to quality debt instruments
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk in bonds
  • Market volatility impact
  • Liquidity concerns in downturns

Peer Perspective

Franklin India Medium to Long Duration Fund trades at a slight premium compared to peers like HDFC Medium Term Fund and ICICI Prudential Bond Fund; a stable margin and consistent performance could trigger a rerating.
📊 Stock Investment Checklist (100 Points)
Franklin India Medium to Long Duration Fund • Updated: 2025-09-29 16:34:29
  • 10
    Business
    High
    The fund operates in a stable sector with a clear investment model.
  • 10
    Growth
    High
    Consistent revenue growth observed over the past few years.
  • 10
    Profitability
    High
    ROE and OCF are healthy, but net profit margins could improve.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers.
  • 7
    Balance
    High
    Debt levels are manageable with adequate liquidity.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth catalysts are present, but execution risks remain.
  • 5
    Technicals
    Good
    Market sentiment is neutral with moderate liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund shows potential for moderate returns with manageable risks, making it a decent investment option.


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