Bandhan CRISIL-IBX 10:90 Gilt+SDL Index - Dec 2029 Fund

Ticker: mf14025
Risky 48/100

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Business Overview

The Bandhan CRISIL-IBX 10:90 Gilt+SDL Index - Dec 2029 Fund is designed for conservative investors seeking stability and regular income through government securities and state development loans. This fund offers a balanced exposure to the fixed income market, making it ideal for risk-averse individuals and those planning for future financial goals. With a focus on long-term growth, it plays a crucial role in diversifying investment portfolios while ensuring capital preservation.

  • Stable returns through government securities
  • Ideal for conservative and risk-averse investors
  • Diversifies investment portfolio effectively
  • Focus on long-term capital preservation
  • Regular income through fixed income assets

Investment Thesis

Bandhan CRISIL-IBX 10:90 Gilt+SDL Index Fund presents a compelling investment opportunity due to its robust promoter credibility, a significant growth potential in digital services, and attractive valuations compared to its peers. This combination positions it as a strong contender in the fixed income space.

  • Strong backing from a reputable promoter group enhances trust and stability.
  • Digital services are expanding rapidly, providing a substantial growth runway.
  • Valuations are appealing when compared to similar funds, offering potential upside.
  • Focus on Gilt and SDL securities ensures lower risk and steady returns.
  • Ideal for conservative investors seeking long-term wealth creation.

Opportunity vs Risk

Opportunities
  • Stable returns from government bonds
  • Potential for capital appreciation
  • Diversification in fixed income portfolio
  • Low correlation with equities
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk from SDLs
  • Inflation impact on returns
  • Liquidity concerns in bond market
📊 Stock Investment Checklist (100 Points)
Bandhan CRISIL-IBX 10:90 Gilt+SDL Index - Dec 2029 Fund • Updated: 2025-09-29 14:31:54
  • 8
    Business
    High
    The sector is stable with a clear model but lacks a strong moat.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profit margins.
  • 7
    Profitability
    High
    ROE and ROCE are moderate, with OCF showing some volatility.
  • 6
    Valuation
    Good
    Valuation metrics are average compared to peers.
  • 5
    Balance
    Good
    Debt levels are manageable, but liquidity is a concern.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are some concerns about disclosures.
  • 4
    Drivers
    Good
    Limited growth catalysts and execution risks are present.
  • 2
    Technicals
    Low
    Market sentiment is weak with low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The fund shows potential but faces significant risks and inconsistencies in growth and profitability.