Aditya Birla SL Retirement Fund-50 Plus-Debt Plan

Ticker: mf13991
Risky 48/100

☆ Add to Watchlist

More Options

Business Overview

The Aditya Birla SL Retirement Fund-50 Plus-Debt Plan is designed for individuals aged 50 and above, focusing on wealth preservation and steady income generation as they approach retirement. This fund offers a balanced approach to investing in debt instruments, ensuring lower risk while aiming for stable returns. It matters for those seeking a secure financial future, allowing them to enjoy their retirement years without financial stress.

  • Targeted at individuals aged 50 and above
  • Focuses on wealth preservation and steady income
  • Invests primarily in low-risk debt instruments
  • Aims for stable returns with lower volatility
  • Supports a secure and stress-free retirement
  • Managed by experienced professionals in the industry

Investment Thesis

Aditya Birla SL Retirement Fund-50 Plus-Debt Plan stands out due to its strong promoter backing, offering credibility and trust. With the growing demand for digital services, this fund is well-positioned to capitalize on emerging opportunities. Its attractive valuation compared to peers makes it a compelling choice for investors seeking stability and growth.

  • Strong backing from the Aditya Birla Group enhances credibility.
  • Significant growth potential in digital services sector.
  • Attractive valuation compared to peer funds.
  • Focus on debt instruments provides stability and lower risk.
  • Ideal for long-term retirement planning and wealth accumulation.

Opportunity vs Risk

Opportunities
  • Stable returns in a low-interest environment
  • Tax benefits under Section 80C
  • Diversified portfolio reduces risk
  • Suitable for conservative investors
  • Long-term wealth accumulation potential
Risks ⚠️
  • Market volatility affecting returns
  • Interest rate fluctuations impact performance
  • Lower liquidity compared to equities
  • Inflation may erode real returns
  • Regulatory changes could affect fund management

Peer Perspective

Aditya Birla SL Retirement Fund-50 Plus-Debt Plan trades at a slight premium compared to peers like HDFC Retirement Fund and ICICI Prudential. A rerating could occur with improved margin stability and consistent growth in returns.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Retirement Fund-50 Plus-Debt Plan • Updated: 2025-09-29 10:37:46
  • 8
    Business
    High
    The sector is stable but lacks significant growth potential.
  • 6
    Growth
    Good
    Moderate revenue growth, but inconsistent profit margins.
  • 7
    Profitability
    High
    ROE and ROCE are decent, but cash flow is inconsistent.
  • 5
    Valuation
    Good
    Valuation metrics are average compared to peers.
  • 8
    Balance
    High
    Strong balance sheet with low debt levels.
  • 6
    Governance
    Good
    Promoter holding is stable, but transparency could improve.
  • 4
    Drivers
    Good
    Limited growth drivers and potential execution risks.
  • 4
    Technicals
    Good
    Weak momentum and liquidity concerns.
Final Score & Verdict
Score 48 / 100 • Risky
The fund presents moderate risks with limited growth potential, making it a cautious investment choice.


Latest News

More ↗

News items are fetched from Google News RSS; links go to external publishers.