DSP Banking & Financial Services Fund
Ticker: mf13028
Decent
68/100
☆ Add to Watchlist
More Options
I
Invesco India Ultra Short Duration Fund
The fund shows decent potential with stable growth and profitability metrics, but some risks in execution and valuation remain.
View details
H
HDFC Housing Opp Fund
The HDFC Housing Opp Fund shows potential in a growing sector, but faces challenges in profitability and valuation metrics.
View details
T
Tata India Pharma & Healthcare Fund
The Tata India Pharma & Healthcare Fund shows potential for growth, but investors should be cautious of valuation and execution risks.
View details
M
Mirae Asset Overnight Fund
The Mirae Asset Overnight Fund shows decent potential with stable growth and profitability metrics, but faces challenges in growth drivers and market sentiment.
View details
B
Bajaj Finserv Balanced Advantage Fund
Bajaj Finserv Balanced Advantage Fund shows potential for growth, but faces challenges in profitability and valuation metrics.
View details
A
Aditya Birla SL Income Plus Arbitrage Active FOF
The fund shows moderate potential but lacks strong growth drivers and technical momentum.
View details
T
Tata NIFTY 50 Index Fund
The Tata NIFTY 50 Index Fund presents a decent investment opportunity with stable growth potential, but investors should be cautious of market risks.
View details
D
DSP Natural Res & New Energy Fund
The fund shows potential in a growing sector, but faces challenges in execution and market conditions.
View details
F
Franklin India Dynamic Asset Allocation Active FOFs
The fund is positioned well in a future-ready sector with decent growth prospects, but it faces some execution risks and governance concerns.
View details
E
Edelweiss Large Cap Fund
The Edelweiss Large Cap Fund shows potential but faces challenges in growth consistency and valuation metrics. Investors should proceed with caution.
View details
B
Bajaj Finserv Small Cap Fund
Bajaj Finserv Small Cap Fund shows decent potential but comes with notable risks that need to be monitored.
View details
A
Axis Gold Fund
The Axis Gold Fund presents a risky investment opportunity with moderate growth potential but significant concerns regarding profitability and market sentiment.
View details
C
Canara Rob Value Fund
The fund shows decent potential but faces challenges in profitability and valuation metrics.
View details
I
ITI Multi-Cap Fund
While the ITI Multi-Cap Fund shows potential, it faces challenges in growth consistency and profitability metrics. Caution is advised for new investments.
View details
U
UTI Banking and Financial Services Fund
The UTI Banking and Financial Services Fund shows decent potential but faces challenges in profitability and valuation. Investors should be cautious and monitor market conditions closely.
View details
B
Bank of India Mid & Small Cap Equity & Debt Fund
The fund shows potential but is hindered by inconsistent growth and profitability metrics, making it a risky investment.
View details
Business Overview
The DSP Banking & Financial Services Fund is designed for investors looking to capitalize on the growth potential of the banking and financial services sector in India. This fund focuses on equity investments in companies that are poised for long-term growth, making it an ideal choice for those seeking to diversify their portfolio. With a strong management team and a disciplined investment approach, this fund aims to deliver attractive returns over time.
- Targeted exposure to banking and financial services sector
- Managed by experienced investment professionals
- Focus on long-term capital appreciation
- Ideal for investors seeking portfolio diversification
- Regular monitoring and risk management practices
Investment Thesis
DSP Banking & Financial Services Fund stands out due to its robust promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. This combination positions it as a compelling investment opportunity for retail investors seeking long-term gains.
- Strong backing from DSP Group, known for its financial expertise.
- Expanding digital services align with the growing fintech landscape.
- Valuation metrics indicate potential for upside against industry peers.
- Proven track record of performance and risk management.
- Focus on innovation enhances competitive edge in the market.
Opportunity vs Risk
Opportunities
- Growing digital banking adoption
- Strong economic recovery post-pandemic
- Increased retail participation in markets
- Expansion of financial literacy programs
Risks ⚠️
- Regulatory changes affecting operations
- Market volatility impacting returns
- High competition from fintech startups
- Economic slowdown risks affecting growth
Peer Perspective
DSP Banking & Financial Services Fund currently trades at a slight premium compared to peers like HDFC Bank and ICICI Bank. A rerating could occur if it demonstrates consistent margin stability and accelerated growth.
📊 Stock Investment Checklist (100 Points)
DSP Banking & Financial Services Fund • Updated: 2025-09-29 14:34:24
-
10BusinessHighThe banking and financial services sector is evolving with digital transformation, but faces regulatory challenges.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure due to competition.
-
10ProfitabilityHighROE and ROCE are decent, but OCF is fluctuating compared to net profit.
-
8ValuationHighValuation metrics indicate the fund is slightly overvalued compared to peers.
-
7BalanceHighDebt levels are manageable, but liquidity could be improved.
-
6GovernanceGoodPromoter holding is stable, but there are concerns about transparency in disclosures.
-
5DriversGoodGrowth drivers exist, but execution risks are significant due to market volatility.
-
5TechnicalsGoodMarket sentiment is mixed, with low liquidity affecting price action.
Final Score & Verdict
Score 68 / 100
• Decent
The DSP Banking & Financial Services Fund shows potential for moderate growth but carries risks that investors should consider carefully.