Dhani Services Ltd
Ticker: DHANI
Decent
58/100
☆ Add to Watchlist
Investing Reference
Price
55.43
Market Cap
3436.25
Debt/Equity
0.1762
ROE %
-1.730
PB
1.1945
Promoter %
33.914
Pledge %
0.000
1Y Rev Growth %
1.573
5Y Rev Growth %
-30.106
NP Margin %
-11.262
NP Margin 5Y Avg %
-45.999
Trading Reference
1M Return %
-12.092
6M Return %
-13.282
1Y Return %
-14.828
% Away 52W High
98.232
% Away 52W Low
11.194
Daily Volume
3740803
Investment Verdict
Risky
Score 57/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 10/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Dhani Services Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. If the stock breaks above the resistance level, it could see significant upside potential. However, if it falls below the support, downside risks are present.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
More Options
T
Thirumalai Chemicals Ltd
Thirumalai Chemicals Ltd presents a risky investment profile due to inconsistent growth and profitability metrics, alongside concerns in governance and market sentiment.
View details
I
IRB InvIT Fund
IRB InvIT Fund shows potential for growth in a vital sector, but faces challenges in profitability and valuation metrics.
View details
M
Motilal Oswal NASDAQ 100 ETF
The Motilal Oswal NASDAQ 100 ETF shows decent potential with consistent growth and profitability metrics, but faces risks from market volatility and competition.
View details
M
MSTC Ltd
MSTC Ltd shows potential in a future-ready sector but faces challenges in profitability and execution risks.
View details
P
Prince Pipes and Fittings Ltd
While Prince Pipes and Fittings Ltd operates in a growing sector, the company faces challenges in profitability and valuation, making it a cautious investment.
View details
H
Harsha Engineers International Ltd
Harsha Engineers International Ltd shows potential for growth in a favorable sector, but faces challenges in profitability and valuation metrics.
View details
G
Gufic Biosciences Ltd
Gufic Biosciences Ltd shows potential for growth in a promising sector, but faces challenges in profitability and valuation metrics. Investors should proceed with caution.
View details
M
MPS Ltd
MPS Ltd shows potential but faces challenges in growth consistency and market competition.
View details
T
TCNS Clothing Co Ltd
TCNS Clothing Co Ltd shows potential in a growing sector, but faces challenges in execution and valuation.
View details
P
Protean eGov Technologies Ltd
Protean eGov Technologies Ltd shows potential in a growing sector, but faces challenges in profitability and execution risks.
View details
P
Pondy Oxides and Chemicals Ltd
Pondy Oxides and Chemicals Ltd shows potential in a growing sector, but faces challenges in growth consistency and market sentiment.
View details
N
Nalwa Sons Investments Ltd
Nalwa Sons Investments Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
M
Madhya Bharat Agro Products Ltd
Madhya Bharat Agro Products Ltd shows potential in a growing sector, but faces challenges in consistency and governance.
View details
S
Standard Glass Lining Technology Ltd
The company operates in a promising sector but faces challenges in profitability and market sentiment. Caution is advised.
View details
F
Fusion Finance Ltd
Fusion Finance Ltd shows potential for growth but faces challenges in profitability and valuation metrics. Caution is advised.
View details
M
Mangalore Chemicals and Fertilisers Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment.
View details
Business Overview
Dhani Services Ltd is a leading fintech company in India, offering a range of financial services including personal loans, health services, and digital payments. Designed for individuals seeking quick and hassle-free financial solutions, Dhani empowers users with easy access to credit and essential services through its innovative app. This matters as it caters to the growing demand for digital financial services in a rapidly evolving market, ensuring convenience and transparency.
- Leading fintech company in India
- Offers personal loans and health services
- User-friendly app for easy access
- Focus on convenience and transparency
- Empowering individuals with financial solutions
Investment Thesis
Dhani Services Ltd presents a compelling investment opportunity driven by a credible promoter group, significant growth potential in digital services, and attractive valuation compared to peers. With a focus on innovation and customer-centric solutions, the company is well-positioned to capitalize on the evolving digital landscape.
- Strong backing from a reputable promoter group enhances credibility and trust.
- Expanding digital services portfolio aligns with the growing trend towards online solutions.
- Attractive valuation metrics compared to industry peers suggest potential for upside.
- Robust customer acquisition strategy supports sustained revenue growth.
- Focus on technology-driven financial services positions Dhani for long-term success.
Opportunity vs Risk
Opportunities
- Growing digital payment adoption
- Expansion into new markets
- Strong brand recognition
- Innovative financial products
- Strategic partnerships with fintechs
Risks ⚠️
- Regulatory changes impacting operations
- Intense competition in fintech
- High customer acquisition costs
- Market volatility affecting growth
- Dependence on technology infrastructure
Peer Perspective
Dhani Services Ltd trades at a discount to peers like Paytm and Zomato, primarily due to concerns over margin stability. A consistent improvement in profitability could trigger a rerating in its valuation.
Future Outlook
Dhani Services Ltd is well-positioned for growth, leveraging its digital platform to enhance customer engagement. Successful execution of its strategic initiatives and effective cost control will be crucial for realizing its full potential.
AI FAQs for Retail Users
- Q: What does Dhani Services Ltd do?A: Dhani Services Ltd offers financial services, including personal loans and subscription-based healthcare services.
- Q: Is Dhani Services Ltd a good investment?A: Investing in Dhani Services Ltd depends on your financial goals and risk tolerance. Research thoroughly before investing.
- Q: What are the risks associated with investing in Dhani Services Ltd?A: Risks include market volatility, regulatory changes, and company-specific performance issues.
- Q: How can I buy shares of Dhani Services Ltd?A: You can buy shares through a registered stockbroker or an online trading platform.
- Q: What is the financial health of Dhani Services Ltd?A: Review the latest financial statements and reports for insights into the company's performance and stability.
📊 Stock Investment Checklist (100 Points)
Dhani Services Ltd • Updated: 2025-09-16 20:28:22
-
8BusinessHighThe sector is evolving with digital finance, but competition is intense.
-
10GrowthHighRevenue growth has been inconsistent with recent fluctuations.
-
6ProfitabilityGoodROE and OCF are below industry averages, indicating profitability concerns.
-
10ValuationHighValuation metrics are high compared to peers, suggesting overvaluation.
-
5BalanceGoodDebt levels are concerning with limited liquidity.
-
7GovernanceHighPromoter holding is decent, but there are concerns over pledging.
-
5DriversGoodExecution risks are significant due to market competition.
-
5TechnicalsGoodMarket sentiment is mixed with low liquidity.
Final Score & Verdict
Score 58 / 100
• Decent
Dhani Services Ltd shows potential in a growing sector but faces significant challenges in profitability and valuation metrics. Caution is advised.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 60/100