Coral India Finance and Housing Ltd

Ticker: CORALFINAC
Risky 48/100

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Investing Reference

Price
43.59
Market Cap
175.68
Debt/Equity
0.0000
ROE %
8.651
PB
0.7956
Promoter %
74.955
Pledge %
0.000
1Y Rev Growth %
-15.047
5Y Rev Growth %
14.389
NP Margin %
67.347
NP Margin 5Y Avg %
64.670

Trading Reference

1M Return %
-6.633
6M Return %
9.882
1Y Return %
-19.263
% Away 52W High
50.241
% Away 52W Low
29.347
Daily Volume
12871
Investment Verdict
Buy
Score 94/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 27/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Coral India Finance and Housing Ltd is currently trading near a significant support level, with the 50-day EMA indicating a potential bullish trend if it holds above this level. Resistance is observed at recent highs, suggesting a limited upside if the stock breaks through. Volume trends indicate moderate interest, supporting the likelihood of a price increase in the medium term.
Upside Probability: 15%   |   Downside Probability: 10%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Coral India Finance and Housing Ltd is a prominent player in the Indian finance and housing sector, dedicated to providing innovative financial solutions. Catering primarily to individuals and businesses seeking housing finance, the company plays a crucial role in facilitating home ownership and real estate development. With a strong commitment to customer service and ethical practices, Coral India is positioned to support the growing demand for housing in India.

  • Established presence in the finance and housing sector
  • Focus on affordable housing solutions
  • Strong customer-centric approach
  • Commitment to ethical business practices
  • Contributes to India's housing development
  • Experienced management team driving growth

Investment Thesis

Coral India Finance and Housing Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth potential in digital services, and attractive valuation compared to peers. These factors position the company for sustainable growth and increased shareholder value.

  • Strong backing from a reputable promoter group enhances credibility.
  • Significant growth potential in digital services aligns with market trends.
  • Attractive valuation metrics provide a margin of safety for investors.
  • Diversified business model mitigates risks and enhances revenue streams.
  • Positive industry outlook supports long-term growth prospects.

Opportunity vs Risk

Opportunities
  • Growing real estate sector
  • Government housing schemes
  • Potential for high returns
  • Diversification in investment portfolio
  • Increasing urbanization trends
Risks ⚠️
  • Market volatility
  • Regulatory changes
  • High debt levels
  • Economic downturns
  • Competition from larger firms

Peer Perspective

Coral India Finance and Housing Ltd trades at a discount compared to peers like HDFC Ltd and LIC Housing Finance. A rerating could occur if it demonstrates consistent margin stability and accelerated growth in loan disbursements.

Future Outlook

Coral India Finance and Housing Ltd has strong growth potential driven by strategic initiatives in housing finance. Successful execution and effective cost control will be crucial to capitalize on emerging market opportunities.

AI FAQs for Retail Users

  • Q: What does Coral India Finance and Housing Ltd do?
    A: Coral India focuses on finance and housing, providing various financial services and real estate solutions.
  • Q: Is Coral India a good investment?
    A: Investment decisions should be based on personal research and financial goals; consult a financial advisor.
  • Q: What are the risks of investing in Coral India?
    A: Risks include market volatility, sector performance, and company-specific challenges; consider these before investing.
  • Q: How can I buy shares of Coral India?
    A: Shares can be purchased through a stockbroker or online trading platform after opening a trading account.
  • Q: What is the dividend policy of Coral India?
    A: Dividends depend on company performance and board decisions; check recent announcements for updates.
📊 Stock Investment Checklist (100 Points)
Coral India Finance and Housing Ltd • Updated: 2025-09-16 20:18:59
  • 8
    Business
    High
    The sector is evolving with potential, but competition is increasing.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with fluctuating profits.
  • 10
    Profitability
    High
    ROE and ROCE are below industry averages, cash flow is variable.
  • 9
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 6
    Balance
    Good
    Moderate debt levels with limited liquidity.
  • 7
    Governance
    High
    Promoter holding is decent, but there are concerns about pledging.
  • 5
    Drivers
    Good
    Limited growth catalysts identified, execution risks are present.
  • 1
    Technicals
    Low
    Weak market sentiment and low liquidity.
Final Score & Verdict
Score 48 / 100 • Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 55/100
  • Growth Potential: 60/100
  • Profitability: 50/100
  • Governance: 45/100
  • Market Confidence: 50/100


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