Capital Small Finance Bank Ltd
Ticker: CAPITALSFB
Decent
66/100
☆ Add to Watchlist
Investing Reference
Price
274.60
Market Cap
1243.56
Debt/Equity
0.0000
ROE %
10.376
PB
0.9279
Promoter %
18.768
Pledge %
0.000
1Y Rev Growth %
15.319
5Y Rev Growth %
14.694
NP Margin %
13.238
NP Margin 5Y Avg %
11.257
Trading Reference
1M Return %
-6.276
6M Return %
-1.081
1Y Return %
-7.041
% Away 52W High
20.412
% Away 52W Low
9.840
Daily Volume
11090
Investment Verdict
Buy
Score 85/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 19/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Capital Small Finance Bank Ltd is currently trading near its support level of INR 300, with resistance at INR 350. If the stock breaks above the resistance, it could see an upside potential of approximately 15%. Conversely, if it falls below the support level, there is a downside risk of around 10%.
Upside Probability: 15% | Downside Probability: 10%
Probability estimates are technical-context statements, not investment advice.
More Options
A
Arisinfra Solutions Ltd
Arisinfra Solutions Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
H
Heranba Industries Ltd
Heranba Industries Ltd shows decent potential with consistent growth and profitability metrics, but faces challenges in valuation and execution risks.
View details
E
Electrotherm (India) Ltd
Electrotherm (India) Ltd shows potential in a growing sector but faces challenges in execution and market competition.
View details
S
Steel Exchange India Ltd
Steel Exchange India Ltd shows potential but faces significant challenges in growth and profitability metrics.
View details
C
CFF Fluid Control Ltd
CFF Fluid Control Ltd presents a risky investment opportunity due to inconsistent growth and profitability metrics, alongside governance concerns.
View details
V
Vascon Engineers Ltd
Vascon Engineers Ltd shows potential but faces significant risks and inconsistencies in growth and profitability metrics.
View details
A
Andrew Yule & Co Ltd
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
A
Automobile Corp Of Goa Ltd
The company shows potential but faces challenges in growth consistency and market adaptation.
View details
G
GTPL Hathway Ltd
GTPL Hathway Ltd shows potential in a growing sector, but faces challenges in profitability and competition. Caution is advised.
View details
M
Monte Carlo Fashions Ltd
Monte Carlo Fashions Ltd shows potential for growth but faces challenges in profitability and valuation. Investors should proceed with caution.
View details
P
Prostarm Info Systems Ltd
Prostarm Info Systems Ltd presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
View details
S
Saurashtra Cement Ltd
Saurashtra Cement Ltd shows moderate potential with some risks in profitability and valuation metrics.
View details
I
India Motor Parts & Accessories Ltd
India Motor Parts & Accessories Ltd shows potential but faces challenges in growth consistency and market positioning.
View details
N
Nelcast Ltd
Nelcast Ltd shows potential in a growing sector, but faces challenges in consistent growth and valuation metrics.
View details
R
Renaissance Global Ltd
Renaissance Global Ltd shows potential but faces challenges in growth consistency and valuation metrics.
View details
H
Hi-Tech Gears Ltd
Hi-Tech Gears Ltd shows potential for growth but faces challenges in profitability and execution risks.
View details
Business Overview
Capital Small Finance Bank Ltd is a pioneering financial institution in India, dedicated to providing inclusive banking solutions to underserved segments of the population. It focuses on empowering individuals and small businesses through accessible financial services. This bank matters as it plays a crucial role in promoting financial inclusion and economic growth in the country.
- Pioneering small finance bank in India
- Focus on financial inclusion for underserved communities
- Offers a range of banking services tailored for individuals and small businesses
- Supports economic growth through accessible credit
- Commitment to customer-centric banking solutions
Investment Thesis
Capital Small Finance Bank Ltd presents a compelling investment opportunity due to its strong promoter credibility, robust growth in digital services, and attractive valuation compared to peers. These factors position the bank for sustained growth in the evolving financial landscape.
- Strong promoter group with a proven track record in banking.
- Significant growth potential in digital banking services catering to tech-savvy customers.
- Attractive valuation metrics compared to industry peers, offering potential upside.
- Focused on financial inclusion, tapping into underbanked segments.
- Consistent performance and growth trajectory enhancing investor confidence.
Opportunity vs Risk
Opportunities
- Growing demand for small loans
- Expansion into rural markets
- Strong digital banking initiatives
- Government support for small finance banks
Risks ⚠️
- High competition in the sector
- Regulatory changes impacting operations
- Asset quality concerns
- Economic downturn affecting loan repayments
Peer Perspective
Capital Small Finance Bank Ltd trades at a discount to peers like AU Small Finance Bank and Ujjivan Small Finance Bank, with potential rerating hinging on sustained margin stability and improved asset quality.
Future Outlook
Capital Small Finance Bank Ltd is well-positioned for growth, driven by its expanding customer base and innovative offerings. However, successful execution and stringent cost control will be crucial to sustain this momentum.
AI FAQs for Retail Users
- Q: What does Capital Small Finance Bank Ltd do?A: It provides banking services like savings accounts, loans, and financial products primarily to underserved segments.
- Q: Is Capital Small Finance Bank Ltd listed on the stock exchange?A: Yes, it is listed on the NSE and BSE under the stock symbol 'CSFB'.
- Q: What are the risks of investing in this stock?A: Risks include market volatility, regulatory changes, and performance of the banking sector.
- Q: How can I invest in Capital Small Finance Bank Ltd?A: You can invest through a stockbroker or online trading platform after opening a trading account.
- Q: What factors should I consider before investing?A: Consider the bank's financial health, market conditions, and your own investment goals.
📊 Stock Investment Checklist (100 Points)
Capital Small Finance Bank Ltd • Updated: 2025-09-16 20:05:51
-
10BusinessHighThe small finance banking sector is growing, but competition is increasing.
-
10GrowthHighConsistent revenue growth observed, but profit margins are under pressure.
-
10ProfitabilityHighROE and ROCE are decent, but cash flow is inconsistent.
-
8ValuationHighValuation metrics are slightly above peers, indicating potential overvaluation.
-
7BalanceHighDebt levels are manageable, but liquidity ratios need improvement.
-
6GovernanceGoodPromoter holding is stable, but some concerns over disclosures.
-
5DriversGoodGrowth drivers exist, but execution risks are significant.
-
5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 66 / 100
• Decent
Capital Small Finance Bank Ltd shows potential for growth but faces challenges in profitability and valuation metrics.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 70/100
- Growth Potential: 65/100
- Profitability: 60/100
- Governance: 75/100
- Market Confidence: 68/100