Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund

Ticker: mf13937
Decent 68/100

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Business Overview

The Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund is a unique investment option designed for those seeking long-term growth through exposure to State Development Loans (SDLs) linked to the NIFTY index. Ideal for conservative investors looking to diversify their portfolio while benefiting from government-backed securities, this fund aims to provide stable returns with lower risk. Its structured approach to investing makes it a reliable choice for wealth accumulation over time.

  • Focuses on State Development Loans (SDLs)
  • Linked to the NIFTY index for growth potential
  • Suitable for conservative investors
  • Offers government-backed security exposure
  • Aims for stable, long-term returns

Investment Thesis

The Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund stands out due to its strong backing from a credible promoter group. With the growing demand for digital services and an attractive valuation compared to peers, this fund offers a compelling investment opportunity for retail investors seeking stable returns.

  • Strong credibility from Baroda and BNP Paribas, ensuring trust and reliability.
  • Significant growth potential in digital services, aligning with market trends.
  • Attractive valuation compared to peer funds, presenting a favorable entry point.
  • Diversification benefits through exposure to SDL securities.
  • Long-term investment horizon with the December 2028 maturity date.

Opportunity vs Risk

Opportunities
  • Exposure to government securities
  • Potential for stable returns
  • Diversification in fixed income
  • Low expense ratio
  • Suitable for risk-averse investors
Risks ⚠️
  • Interest rate fluctuations
  • Credit risk of underlying securities
  • Market volatility impact
  • Liquidity concerns
  • Limited growth potential
📊 Stock Investment Checklist (100 Points)
Baroda BNP Paribas NIFTY SDL Dec 2028 Index Fund • Updated: 2025-09-29 10:56:59
  • 10
    Business
    High
    The fund is focused on SDLs which are considered stable, but the sector lacks significant growth potential.
  • 10
    Growth
    High
    Revenue growth is consistent due to the nature of SDLs, but profit growth is limited.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, but cash flow is stable.
  • 8
    Valuation
    High
    Valuation metrics are reasonable compared to peers, but not particularly attractive.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is decent, but there are concerns about transparency.
  • 5
    Drivers
    Good
    Limited growth drivers, with execution risks due to market volatility.
  • 5
    Technicals
    Good
    Market sentiment is neutral, with low liquidity.
Final Score & Verdict
Score 68 / 100 • Decent
The fund presents a decent investment opportunity with stable returns, but lacks significant growth potential and carries some risks.


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