SBI Banking and PSU Fund(DD-IDCW)
Ticker: mf15075
Decent
68/100
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Tata Multi Asset Allocation Fund(IDCW)
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Edelweiss Large & Mid Cap Fund(IDCW)
The fund shows potential but faces challenges in growth consistency and valuation, making it a cautious investment.
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HDFC Banking & Financial Services Fund(IDCW)
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Parag Parikh Liquid Fund(M-IDCW Payout)
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Parag Parikh Liquid Fund(W-IDCW)
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Parag Parikh Liquid Fund(DD-IDCW)
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Tata Aggressive Hybrid Fund(IDCW Payout)
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Tata Aggressive Hybrid Fund(M-IDCW Payout)
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Tata Aggressive Hybrid Fund(M-IDCW)
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The Tata Aggressive Hybrid Fund shows decent potential with a balanced approach to growth and profitability, but attention should be paid to execution risks and governance issues.
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H
HSBC Money Market Fund(W-IDCW)
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HSBC Money Market Fund(M-IDCW)
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Business Overview
The SBI Banking and PSU Fund (DD-IDCW) is an open-ended debt mutual fund primarily investing in the banking and public sector undertakings. Designed for conservative investors seeking stable returns, it aims to provide a balance of safety and income. This fund is ideal for those looking to diversify their portfolio with low-risk assets while benefiting from the growth potential of India's banking and PSU sectors.
- Focuses on banking and PSU investments
- Ideal for conservative investors
- Offers stability and regular income
- Diversifies portfolio with low-risk assets
- Managed by SBI Mutual Fund, a trusted name
- Aligns with India's economic growth trajectory
Investment Thesis
SBI Banking and PSU Fund stands out due to its strong backing from the State Bank of India, ensuring credibility and stability. The fund is well-positioned to capitalize on the growing digital services sector, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it an appealing choice for retail investors seeking long-term gains.
- Strong promoter group with SBI's backing ensures reliability.
- Significant growth potential in digital banking services.
- Attractive valuation compared to industry peers enhances investment appeal.
- Focus on public sector undertakings provides stability and safety.
- Diversified portfolio reduces risk while maximizing returns.
Opportunity vs Risk
Opportunities
- Strong government backing
- Diversified portfolio of PSUs
- Potential for steady dividends
- Growing banking sector
- Increased financial inclusion initiatives
Risks ⚠️
- Market volatility impacts returns
- Regulatory changes affect operations
- Interest rate fluctuations
- Economic slowdown risks
- Credit risk from PSU exposure
📊 Stock Investment Checklist (100 Points)
SBI Banking and PSU Fund(DD-IDCW) • Updated: 2025-10-01 07:01:05
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10BusinessHighBanking sector is essential but faces regulatory challenges.
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10GrowthHighModerate revenue growth with some consistency.
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10ProfitabilityHighROE and ROCE are decent but not exceptional.
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8ValuationHighValuation metrics are in line with peers.
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7BalanceHighDebt levels are manageable, liquidity is adequate.
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6GovernanceGoodPromoter holding is stable, but some concerns on disclosures.
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5DriversGoodGrowth drivers exist but execution risks are notable.
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5TechnicalsGoodMarket sentiment is neutral with low momentum.
Final Score & Verdict
Score 68 / 100
• Decent
The fund shows decent potential but is not without its risks. Investors should be cautious.