Bank of India Liquid Fund(W-IDCW)
Ticker: mf15619
Decent
48/100
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B
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Bandhan Midcap Fund(IDCW)
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K
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Kotak Medium Term Fund(IDCW)
The Kotak Medium Term Fund shows decent potential with stable growth and profitability metrics, but investors should be cautious of execution risks.
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E
Edelweiss Business Cycle Fund(IDCW)
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Tata Focused Fund(IDCW Payout)
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Tata Focused Fund(IDCW)
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M
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Tata India Innovation Fund(IDCW Payout)
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Tata India Innovation Fund(IDCW)
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S
SBI Nifty Next 50 Index Fund(IDCW)
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A
Aditya Birla SL Business Cycle Fund(IDCW)
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B
Bandhan Innovation Fund(IDCW Reinvest)
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Business Overview
The Bank of India Liquid Fund (W-IDCW) is designed for investors seeking a safe and liquid investment option. Ideal for individuals looking to park their short-term surplus funds, this fund offers the potential for better returns than traditional savings accounts. With a focus on capital preservation and liquidity, it provides easy access to your money while aiming for attractive yields. This fund is perfect for risk-averse investors who want to manage their cash efficiently without compromising on returns.
- Safe and liquid investment option
- Ideal for short-term surplus funds
- Potential for higher returns than savings accounts
- Focus on capital preservation
- Easy access to your money
- Suitable for risk-averse investors
Investment Thesis
Bank of India Liquid Fund (W-IDCW) presents a compelling investment opportunity due to its strong backing from a reputable promoter group, significant growth potential in digital services, and attractive valuation compared to its peers. This fund is well-positioned to deliver consistent returns in the evolving financial landscape.
- Strong credibility from the Bank of India, a well-established financial institution.
- Robust growth in digital services catering to the evolving needs of investors.
- Attractive valuation metrics compared to other liquid funds in the market.
- Focus on liquidity management, ensuring capital preservation and steady returns.
- Potential for higher yields amidst rising interest rates and economic recovery.
Opportunity vs Risk
Opportunities
- Stable returns in volatile markets
- Tax-efficient investment option
- Diversification for fixed income
- Liquidity for short-term needs
Risks ⚠️
- Interest rate fluctuations
- Credit risk from bond issuers
- Market volatility impact
- Limited growth potential
Peer Perspective
Bank of India Liquid Fund (W-IDCW) is currently trading at a slight premium compared to peers like HDFC Liquid Fund and ICICI Liquid Fund. A rerating could occur with sustained growth in assets under management and improved margin stability.
📊 Stock Investment Checklist (100 Points)
Bank of India Liquid Fund(W-IDCW) • Updated: 2025-10-01 01:43:58
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10BusinessHighThe sector is stable but lacks significant growth drivers.
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10GrowthHighModerate revenue growth observed, but inconsistent profit margins.
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10ProfitabilityHighROE and ROCE are decent, but cash flow is volatile.
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8ValuationHighValuation metrics are average compared to peers.
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6BalanceGoodDebt levels are manageable, but liquidity is a concern.
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7GovernanceHighPromoter holding is stable, but some concerns over disclosures.
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5DriversGoodLimited growth catalysts identified.
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5TechnicalsGoodMarket sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100
• Decent
The Bank of India Liquid Fund shows moderate potential but carries risks related to growth consistency and liquidity.