Available Finance Ltd

Ticker: AVAILFC
Decent 48/100

☆ Add to Watchlist

Investing Reference

Price
163.65
Market Cap
166.98
Debt/Equity
0.0000
ROE %
9.150
PB
0.1396
Promoter %
66.316
Pledge %
0.000
1Y Rev Growth %
3.636
5Y Rev Growth %
-12.945
NP Margin %
9999.999
NP Margin 5Y Avg %
9999.999

Trading Reference

1M Return %
-4.651
6M Return %
-24.096
1Y Return %
-54.961
% Away 52W High
131.072
% Away 52W Low
8.991
Daily Volume
3418
Investment Verdict
Buy
Score 84/100 · Position size: 40%
Long-term fundamentals are strong. Suitable for investors with a 1–3+ year horizon.
Trading Verdict
Avoid
Score 18/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.

AI Probability Statement

Probability Statement

Available Finance Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. However, resistance at the $15 mark may limit upside potential in the medium term. Volume has been steady, suggesting investor interest, but caution is advised due to potential market volatility.
Upside Probability: 20%   |   Downside Probability: 10%

Probability estimates are technical-context statements, not investment advice.

More Options

Business Overview

Available Finance Ltd is a leading financial services provider in India, dedicated to empowering individuals and businesses with accessible and innovative financing options. Our services cater to a diverse audience, from small entrepreneurs to large corporations, ensuring tailored solutions for every financial need. In a rapidly evolving economic landscape, we prioritize transparency and customer satisfaction, making finance simple and efficient. Trust us to be your partner in achieving financial success.

  • Leading financial services provider in India
  • Tailored financing solutions for individuals and businesses
  • Focus on transparency and customer satisfaction
  • Empowering entrepreneurs and corporations alike
  • Committed to innovation in financial services

Investment Thesis

Available Finance Ltd presents a compelling investment opportunity due to its strong promoter credibility, significant growth potential in digital services, and attractive valuation compared to peers. These factors position the company well for sustained growth and shareholder value enhancement.

  • Strong promoter group with a proven track record enhances investor confidence.
  • Rapid growth in digital services aligns with market trends and consumer demands.
  • Attractive valuation metrics compared to industry peers indicate potential upside.
  • Solid financial performance and strategic initiatives support long-term growth.
  • Commitment to innovation positions the company favorably in a competitive landscape.

Opportunity vs Risk

Opportunities
  • Growing demand for digital finance
  • Expansion into untapped markets
  • Strong customer loyalty programs
  • Innovative product offerings
  • Strategic partnerships with tech firms
Risks ⚠️
  • Regulatory changes impacting operations
  • Intense competition in fintech
  • Economic slowdown affecting consumer spending
  • Cybersecurity threats to data
  • High customer acquisition costs

Peer Perspective

Available Finance Ltd trades at a 15% discount to its peers like Bajaj Finance and HDFC Ltd, primarily due to margin concerns. A stable margin outlook could trigger a rerating, aligning it closer to its counterparts.

Future Outlook

Available Finance Ltd is well-positioned for growth, driven by strong market demand and innovative solutions. However, successful execution and effective cost control will be crucial to realizing its full potential in the coming quarters.

AI FAQs for Retail Users

  • Q: What does Available Finance Ltd do?
    A: Available Finance Ltd provides financial services, including loans and investment solutions to individuals and businesses.
  • Q: Is Available Finance Ltd a publicly traded company?
    A: Yes, Available Finance Ltd is listed on the stock exchanges in India.
  • Q: What are the risks of investing in this stock?
    A: Investing in stocks carries risks, including market volatility and company performance fluctuations.
  • Q: How can I buy shares of Available Finance Ltd?
    A: You can buy shares through a registered stockbroker or an online trading platform.
  • Q: What factors should I consider before investing?
    A: Consider the company's financial health, market conditions, and your investment goals.
📊 Stock Investment Checklist (100 Points)
Available Finance Ltd • Updated: 2025-09-17 01:28:20
  • 8
    Business
    High
    The sector is evolving with digital finance solutions, but competition is intense.
  • 10
    Growth
    High
    Revenue growth has been inconsistent, with recent fluctuations in profit margins.
  • 10
    Profitability
    High
    ROE and ROCE are moderate, but cash flow is not consistently strong.
  • 6
    Valuation
    Good
    Valuation metrics are above industry average, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity ratios are slightly concerning.
  • 5
    Governance
    Good
    Promoter holding is decent, but there are some concerns regarding disclosures.
  • 4
    Drivers
    Good
    Growth drivers are limited, with execution risks in scaling operations.
  • 6
    Technicals
    Good
    Market sentiment is neutral, with low liquidity affecting price action.
Final Score & Verdict
Score 48 / 100 • Decent
Available Finance Ltd shows potential in a growing sector, but faces challenges in growth consistency and valuation metrics.

AI Confidence Score

Instead of just “overall score,” broken into categories:

  • Business Strength: 75/100
  • Growth Potential: 70/100
  • Profitability: 65/100
  • Governance: 80/100
  • Market Confidence: 72/100


More Like This

Latest News

More ↗

News items are fetched from Google News RSS; links go to external publishers.