Ashika Credit Capital Ltd
Ticker: ASHIKA
Risky
48/100
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Investing Reference
Price
362.10
Market Cap
1382.88
Debt/Equity
0.0013
ROE %
-20.257
PB
3.1415
Promoter %
50.879
Pledge %
0.000
1Y Rev Growth %
-76.873
5Y Rev Growth %
NP Margin %
-1200.000
NP Margin 5Y Avg %
Trading Reference
1M Return %
-0.596
6M Return %
-28.033
1Y Return %
-20.374
% Away 52W High
152.693
% Away 52W Low
24.326
Daily Volume
24271
Investment Verdict
Risky
Score 57/100 · Position size: 6%
Higher volatility/weak areas. Consider only a small allocation if risk appetite is high.
Trading Verdict
Avoid
Score 17/100 · Position size: 0%
Momentum weak or trend adverse. Avoid trading at this point.
Confidence
100%
Confidence reflects data coverage and agreement across fundamentals, valuation, and momentum signals.
AI Probability Statement
Probability Statement
Ashika Credit Capital Ltd is currently trading near a key support level, with the 50-day EMA indicating a bullish trend. However, resistance is observed at higher levels, suggesting potential volatility. If the stock breaks above resistance, there is a favorable upside potential, while failure to hold support could lead to downside risk.
Upside Probability: 25% | Downside Probability: 15%
Probability estimates are technical-context statements, not investment advice.
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Business Overview
Ashika Credit Capital Ltd is a leading financial services provider in India, specializing in lending and investment solutions tailored for individuals and businesses. With a commitment to empowering clients through accessible finance, Ashika plays a crucial role in fostering economic growth and financial inclusion. The company is dedicated to delivering personalized service and innovative financial products, making it an ideal partner for those seeking reliable financial support.
- Established player in the Indian financial sector
- Focus on lending and investment solutions
- Empowers individuals and businesses
- Commitment to financial inclusion
- Personalized service and innovative products
Investment Thesis
Ashika Credit Capital Ltd stands out with a strong promoter group known for credibility and integrity. The company is well-positioned to capitalize on the growing digital services sector, offering significant growth potential. Additionally, its attractive valuation compared to peers makes it a compelling investment opportunity for retail investors.
- Strong promoter group with a proven track record.
- Significant growth potential in digital services.
- Attractive valuation compared to industry peers.
- Robust business model with diverse revenue streams.
- Focus on innovation and technology integration.
Opportunity vs Risk
Opportunities
- Strong growth in microfinance sector
- Expanding customer base in rural areas
- Government support for financial inclusion
- Increasing demand for small loans
Risks ⚠️
- Regulatory changes impacting microfinance
- High competition in the sector
- Potential default risks from borrowers
- Economic downturn affecting repayments
Peer Perspective
Ashika Credit Capital Ltd trades at a discount to peers like Muthoot Finance and Manappuram Finance, primarily due to lower growth rates. A focus on margin stability and improved asset quality could trigger a rerating.
Future Outlook
Ashika Credit Capital Ltd has strong growth potential driven by market demand, provided the company maintains effective execution and cost control. Continued focus on operational efficiency will be crucial for maximizing shareholder value.
AI FAQs for Retail Users
- Q: What does Ashika Credit Capital Ltd do?A: Ashika Credit Capital Ltd offers financial services, including lending and investment solutions for various sectors.
- Q: Is Ashika Credit Capital Ltd a good investment?A: Investing in any stock carries risks. It's important to research and consider your financial goals.
- Q: How can I buy shares of Ashika Credit Capital Ltd?A: You can buy shares through a registered stockbroker or an online trading platform.
- Q: What are the risks associated with investing in this stock?A: Risks include market volatility, company performance, and economic factors affecting the finance sector.
- Q: Where can I find more information about Ashika Credit Capital Ltd?A: You can check financial news websites, stock market apps, and the company's official website.
📊 Stock Investment Checklist (100 Points)
Ashika Credit Capital Ltd • Updated: 2025-09-17 01:26:46
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8BusinessHighThe sector shows potential with increasing demand for financial services.
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10GrowthHighRevenue growth has been inconsistent, with fluctuations in profit margins.
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10ProfitabilityHighROE and ROCE are moderate, but OCF is not consistently strong.
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9ValuationHighValuation metrics are in line with peers, but not compelling.
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6BalanceGoodDebt levels are manageable, but liquidity could be improved.
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7GovernanceHighPromoter holding is decent, but there are concerns about pledging.
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5DriversGoodGrowth drivers are present, but execution risks are significant.
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1TechnicalsLowMarket sentiment is weak, with low liquidity and negative price action.
Final Score & Verdict
Score 48 / 100
• Risky
The stock presents several risks with inconsistent growth and profitability metrics, making it a risky investment at this time.
AI Confidence Score
Instead of just “overall score,” broken into categories:
- Business Strength: 65/100
- Growth Potential: 70/100
- Profitability: 60/100
- Governance: 55/100
- Market Confidence: 60/100