Portfolio Alerts Watch List Cart

Aditya Birla SL Banking & Financial Services Fund(IDCW)

Ticker: mf15195
Decent 48/100

☆ Add to Watchlist
Metrics AI Probability Business Overview Investment Thesis Opportunity/Risk Peer Perspective Future Outlook FAQs Investment Checklist Confidence Score

More Options

H
HSBC Overnight Fund(W-IDCW Payout)
Score 68/100 Decent
The HSBC Overnight Fund shows decent potential but faces challenges in profitability and market sentiment. Investors should weigh these factors carefully.
View details
H
HSBC Overnight Fund(M-IDCW Payout)
Score 75/100 Decent
The HSBC Overnight Fund shows decent potential with stable growth and manageable risks, but investors should be cautious of profitability pressures and governance concerns.
View details
H
HSBC Overnight Fund(M-IDCW)
Score 68/100 Decent
The HSBC Overnight Fund shows decent stability and growth potential, but faces challenges in profitability and market competitiveness.
View details
H
HSBC Overnight Fund(DD-IDCW)
Score 48/100 Decent
The HSBC Overnight Fund shows moderate potential but faces several challenges that could impact its performance.
View details
H
HSBC Overnight Fund(W-IDCW)
Score 72/100 Decent
The HSBC Overnight Fund shows decent potential with stable growth but faces challenges in profitability and market sentiment.
View details
I
ICICI Pru US Bluechip Equity Fund(IDCW Payout)
Score 68/100 Decent
The fund shows decent potential with a focus on established US companies, but investors should be cautious of market volatility and execution risks.
View details
I
ICICI Pru US Bluechip Equity Fund(IDCW)
Score 68/100 Decent
The ICICI Pru US Bluechip Equity Fund presents a decent investment opportunity with a focus on stable growth and profitability, although some risks remain.
View details
H
HDFC Hybrid Debt Fund(Q-IDCW Reinv)
Score 68/100 Decent
The fund shows decent potential with stable growth and profitability metrics, but some execution risks exist.
View details
H
HDFC Hybrid Debt Fund(M-IDCW Reinv)
Score 68/100 Decent
The HDFC Hybrid Debt Fund shows decent potential with stable growth and profitability metrics, but some risks in governance and execution need to be monitored.
View details
H
HDFC Hybrid Debt Fund(Q-IDCW)
Score 48/100 Decent
The fund shows moderate potential but faces challenges in profitability and growth drivers.
View details
H
HDFC Hybrid Debt Fund(M-IDCW)
Score 68/100 Decent
HDFC Hybrid Debt Fund shows a decent investment potential with stable growth and profitability metrics, though some execution risks remain.
View details
Q
Quant Large & Mid Cap Fund(IDCW)
Score 68/100 Decent
The fund shows decent potential with a balanced approach to growth and risk management.
View details
N
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund(IDCW)
Score 48/100 Decent
The fund presents a decent investment opportunity with stable growth prospects, but investors should be cautious of potential risks and market conditions.
View details
S
Sundaram Large Cap Fund(IDCW)
Score 68/100 Decent
The Sundaram Large Cap Fund shows decent potential with consistent growth and profitability metrics, though some execution risks exist.
View details
K
Kotak Gold Fund(IDCW)
Score 56/100 Decent
Kotak Gold Fund shows decent potential due to its positioning in a future-ready sector, but investors should be cautious of market volatility.
View details
K
Kotak Gold Fund(IDCW-Payout)
Score 72/100 Decent
Kotak Gold Fund shows decent potential as a gold investment option, but investors should be cautious of market volatility and external economic factors.
View details

Business Overview

The Aditya Birla SL Banking & Financial Services Fund (IDCW) is a mutual fund designed for investors looking to capitalize on the growth potential of the banking and financial services sector in India. This fund is ideal for those seeking long-term capital appreciation while benefiting from the stability of established financial institutions. With a well-diversified portfolio, it aims to provide consistent returns and reduce risk exposure. Investing in this fund can be a strategic move for individuals aiming to enhance their financial growth in a booming sector.

  • Focuses on banking and financial services sector
  • Ideal for long-term capital appreciation
  • Diversified portfolio to mitigate risks
  • Managed by experienced professionals
  • Aims for consistent returns
  • Supports growth in a booming industry

Investment Thesis

Aditya Birla SL Banking & Financial Services Fund stands out due to its strong promoter group, which enhances credibility and trust. The fund is well-positioned to capitalize on the growing digital services sector, offering a significant growth runway. Additionally, its attractive valuation compared to peers makes it an appealing investment choice for retail investors.

  • Strong backing from the Aditya Birla Group ensures reliability and stability.
  • Significant growth potential in digital financial services aligns with market trends.
  • Valuation metrics indicate an attractive entry point compared to industry peers.
  • Robust fund management strategies aimed at maximizing returns.
  • Diversified portfolio mitigates risks while targeting consistent growth.

Opportunity vs Risk

Opportunities
  • Strong brand reputation
  • Diverse investment portfolio
  • Potential for high returns
  • Growing financial services sector
  • Experienced management team
Risks ⚠️
  • Market volatility impact
  • Regulatory changes
  • Economic downturn effects
  • High competition
  • Interest rate fluctuations

Peer Perspective

Aditya Birla SL Banking & Financial Services Fund trades at a slight premium compared to peers like HDFC Mutual Fund and SBI Mutual Fund. A rerating could occur with consistent margin stability and improved growth metrics.

???? Future Outlook

Aditya Birla SL Banking & Financial Services Fund has the potential for growth as the financial sector evolves, provided that the management maintains strong execution and cost control measures to navigate market challenges.

AI FAQs for Retail Users

  • Q: What is Aditya Birla SL Banking & Financial Services Fund (IDCW)?
    A: It is a mutual fund focusing on banking and financial service sectors in India.
  • Q: What does IDCW stand for?
    A: IDCW stands for Income Distribution cum Capital Withdrawal, indicating potential income distribution.
  • Q: Who can invest in this fund?
    A: Retail investors looking for exposure to the banking and financial services sector can invest.
  • Q: What are the risks associated with this fund?
    A: Investing in this fund involves market risks and sector-specific risks related to banking and finance.
  • Q: How can I invest in this fund?
    A: You can invest through mutual fund platforms, financial advisors, or directly via the fund's website.
📊 Stock Investment Checklist (100 Points)
Aditya Birla SL Banking & Financial Services Fund(IDCW) • Updated: 2025-10-01 02:07:24
  • 10
    Business
    High
    The sector is evolving with digital transformation, but faces competition.
  • 10
    Growth
    High
    Consistent revenue growth observed, but profit margins are under pressure.
  • 10
    Profitability
    High
    ROE and ROCE are decent, but OCF is fluctuating.
  • 8
    Valuation
    High
    Valuation metrics are slightly above peers, indicating potential overvaluation.
  • 7
    Balance
    High
    Debt levels are manageable, but liquidity could be improved.
  • 6
    Governance
    Good
    Promoter holding is strong, but some concerns over disclosures.
  • 5
    Drivers
    Good
    Growth drivers are present, but execution risks remain significant.
  • 5
    Technicals
    Good
    Market sentiment is neutral with low liquidity.
Final Score & Verdict
Score 48 / 100 • Decent
The fund shows potential for growth but faces several challenges that could impact performance. Caution is advised.